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Market MapDallas, TX
Metropolitan Area

Dallas, TX

Texas09 counties
47
/100
Hold
#760 of 894 metros
Top 85% nationally for investing

Market Snapshot

$359,523
Median Home Price
47% above national median
$1,660/mo
Median Rent
20% above national median
5.54%
Rent-to-Price Ratio
Top 62% nationally
-$806
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$359,523
Down Payment (20%)$71,905
Loan Amount$287,618
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,660
Monthly P&I-$1,885
Est. Expenses (35%)-$581
Net Cash Flow-$806/mo
3.6%
Cap Rate (all cash)
-11.7%
Cash-on-Cash Return
5.54%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
47/100
47
Cash Flow(30%)
53/100

Based on 5.54% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
30/100

Based on -4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
53/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)
  • +Large metro with 9 counties offering diverse opportunities

Challenges

  • -Declining home values (-4.0% YoY)
  • -Negative cash flow at typical financing (-$806/mo)
  • -Negative leverage (cap rate 3.6% < mortgage rate 6.9%)

Counties in Dallas, TX

Best Overall
Kaufman
TX - Score: 58
Most Affordable
Hunt
TX - Score: 54
Verdict
KaufmanTX
149,77358$296,237$1,8697.57%HoldView
EllisTX
195,50956$365,532$1,8596.10%HoldView
HuntTX
101,59654$269,151$1,4446.44%HoldView
RockwallTX
110,63154$407,798$1,9205.65%HoldView
TarrantTX
2,113,85453$316,231$1,5705.96%HoldView
DallasTX
2,604,05352$302,449$1,6286.46%HoldView
JohnsonTX
182,69051$331,837$1,6105.82%HoldView
DentonTX
914,87044$435,475$1,6384.51%AvoidView
CollinTX
1,079,15339$480,349$1,6844.21%AvoidView

Click any county to see detailed investment analysis

Compare to Similar Metros

Metro AreaVerdict
Mount Vernon, OH
Mount Vernon, OH
67$274,616$1,4416.29%BuyView
Chicago, IL
Chicago, IL
67$334,512$2,0497.35%BuyView
Rochester, NY
Rochester, NY
67$264,771$1,4906.76%BuyView
El Paso, TX
El Paso, TX
67$225,516$1,5048.00%BuyView
Lafayette, LA
Lafayette, LA
67$193,481$1,3498.37%BuyView
Current
Dallas, TX
47$359,523$1,6605.54%Hold

The Bottom Line

HoldDallas, TX is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Dallas, TX metro area scores 47/100, ranking #760 of 894 US metros (top 85%). The 5.54% rent-to-price ratio may require targeting specific counties or creative strategies for positive cash flow. Among 9 counties, Kaufman shows the strongest investment potential (score: 58). Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-806/mo
Cap Rate
3.6%
Cash-on-Cash
-13.4%

Ready to Invest in Dallas, TX?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit propertiesBest CountyKaufman
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