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Market MapEl Paso, TX
Metropolitan Area

El Paso, TX

Texas01 counties
67
/100
Buy
#288 of 894 metros
Top 32% nationally for investing

Market Snapshot

$225,516
Median Home Price
8% below national median
$1,504/mo
Median Rent
9% above national median
8.00%
Rent-to-Price Ratio
Top 11% nationally
-$205
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$225,516
Down Payment (20%)$45,103
Loan Amount$180,413
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,504
Monthly P&I-$1,182
Est. Expenses (35%)-$526
Net Cash Flow-$204/mo
5.2%
Cap Rate (all cash)
-4.7%
Cash-on-Cash Return
8.00%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 5.2% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
67/100
67
Cash Flow(30%)
80/100

Based on 8.00% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
57/100

Based on 1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
82/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (8.00%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Negative cash flow at typical financing (-$205/mo)
  • -Negative leverage (cap rate 5.2% < mortgage rate 6.9%)

Counties in El Paso, TX

Best Overall
El Paso
TX - Score: 65
Verdict
El PasoTX
863,83265$225,718$1,4927.93%BuyView

Click any county to see detailed investment analysis

Compare to Similar Metros

Metro AreaVerdict
Decatur, IL
Decatur, IL
85$118,242$1,02110.36%Strong BuyView
Paducah, KY
Paducah, KY
82$165,710$1,2919.35%Strong BuyView
Indiana, PA
Indiana, PA
82$158,790$1,37610.40%Strong BuyView
Connersville, IN
Connersville, IN
82$158,083Est.Strong BuyView
Enid, OK
Enid, OK
81$137,435$1,0769.39%Strong BuyView
Current
El Paso, TX
67$225,516$1,5048.00%Buy

The Bottom Line

BuyEl Paso, TX offers solid investment potential with good cash flow or appreciation prospects.

The El Paso, TX metro area scores 67/100, ranking #288 of 894 US metros (top 32%). The 8.00% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential across the metro. Among 1 counties, El Paso shows the strongest investment potential (score: 65).

Monthly Cash Flow
$-205/mo
Cap Rate
5.2%
Cash-on-Cash
-5.4%

Ready to Invest in El Paso, TX?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit propertiesBest CountyEl Paso
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