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Monthly CF

Cash-on-Cash

0.0%

Cap Rate

0.0%

DSCR

0.00x

Score: 23

Multifamily Underwriting Calculator

Professional-grade deal analysis for 2-20 unit apartment buildings

Property Name

Address

Property Type

Number of Units

Year Built

Total Square FootageUsed to calculate price per square foot

Purchase Price

Closing CostsTypically 2-4% of purchase price

Rehab BudgetFor value-add deals

Down PaymentTypically 20-25% for investment properties

Interest Rate

Loan Term

Loan PointsOrigination fees as % of loan amount

Loan Amount

Total Cash Required

Total Monthly RentCombined rent from all units

Other Monthly IncomeLaundry, parking, storage, pet rent, etc.

Vacancy RateIndustry standard is 5-10%

Credit LossBad debt / non-payment allowance

Property Taxes (Annual)

Insurance (Annual)

Property ManagementTypically 8-10% of collected rent

Repairs & MaintenanceTypically 5% of rent or $50-100/unit/month

CapEx ReserveCapital expenditures reserve (roof, HVAC, etc.)

Utilities (Annual)Owner-paid utilities only

Other Expenses (Annual)Legal, accounting, landscaping, etc.

Quick-Fill Assumptions

Using moderate assumptions

Used for 5-year projections. Adjust based on your market expectations.

Rent Growth

Expense Growth

Appreciation

Deal Analysis

Untitled Deal

Monthly Cash Flow

$0.00

$0 / year

Key Metrics

Cap RateNet Operating Income divided by Purchase Price. Measures property yield before financing.

0.0%Target: > 6%

Cash-on-CashAnnual cash flow divided by total cash invested. Your actual return on invested capital.

0.0%Target: > 8%

DSCRDebt Service Coverage Ratio. NOI divided by annual debt payments. Lenders typically require 1.20-1.25+

0.00Target: > 1.25

GRMGross Rent Multiplier. Purchase price divided by annual gross rent. Lower is better.

0.0Target: < 10

Break-even OccupancyMinimum occupancy needed to cover all expenses and debt service. Lower means more cushion.

0%Target: < 85%

Quick Stats

Price per Unit$0

Rent per Unit$0/mo

NOI per Unit$0/yr

Cash Flow per Unit$0/mo

Expenses per Unit$0/yr

Total Cash Required$0

Loan Amount$0

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Multifamily Underwriting Calculator

Deal Analysis

Key Metrics

Operating Statement

Quick Stats