Is Hidalgo County, TX good for real estate investing?

Hidalgo County has an investment score of 60/100, rated as "Buy". The county ranks #331 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Hidalgo?

The rent-to-price ratio in Hidalgo County is 7.04% annually, which ranks in the 77th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Hidalgo?

The median home price in Hidalgo County is $188,004. This ranks #312 in affordability among all US counties.

Can you cash flow on rental properties in Hidalgo?

Based on median values with 20% down at current rates, a typical rental in Hidalgo County would generate negative cash flow of $268/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Hidalgo County

TexasPopulation: 873,167McAllen, TX Metro

/100

Buy

#331 of 1,000 counties

#62 in Texas (243 counties)

Market Snapshot

$188,004

Median Home Price

20% below national median

$1,103/mo

Median Rent

27% below national median

7.04%

Rent-to-Price Ratio

Top 23% nationally

-$268

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$188,004

Down Payment (20%)$37,601

Loan Amount$150,403

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,103

Monthly P&I-$986

Est. Expenses (35%)-$386

Net Cash Flow-$268/mo

4.6%

Cap Rate (all cash)

-7.4%

Cash-on-Cash Return

7.04%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

60/100

Cash Flow(30%)

70/100

Based on 7.04% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

46/100

Based on -0.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

73/100

Price-to-income ratio of 3.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.04%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-0.8% YoY)
-Negative cash flow at typical financing (-$268/mo)
-Negative leverage (cap rate 4.6% < mortgage rate 6.9%)

Economic Indicators

Population

873,167

Median Income

$49,371

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.8x

Moderately affordable

Compare to Nearby Counties

County					Verdict
CarsonTX	61	$156,104	Est. pending	—	Buy	View
BowieTX	61	$187,245	$1,269	8.13%	Buy	View
CoryellTX	61	$220,925	$1,286	6.99%	Buy	View
CurrentHidalgoTX	60	$188,004	$1,103	7.04%	Buy
VictoriaTX	58	$211,088	$1,124	6.39%	Hold	View
HamiltonTX	58	$260,560	Est. pending	—	Hold	View

The Bottom Line

BuyHidalgo offers solid investment potential with good cash flow or appreciation prospects.

Hidalgo County in Texas scores 60/100, ranking #331 of 1,000 US counties (top 44%). The 7.04% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow

$-268/mo

Cap Rate

4.6%

Cash-on-Cash

-7.4%

Ready to Analyze a Deal in Hidalgo?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$188,004

Down Payment (20%)$37,601

Loan Amount$150,403

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,103

Monthly P&I-$986

Est. Expenses (35%)-$386

Net Cash Flow-$268/mo

4.6%

Cap Rate (all cash)

-7.4%

Cash-on-Cash Return

7.04%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

60/100

Cash Flow(30%)

70/100

Based on 7.04% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

46/100

Based on -0.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

73/100

Price-to-income ratio of 3.8x. Lower ratios indicate more affordable markets.

County

Verdict

CarsonTX

$156,104

Est. pending

—

Buy

View

BowieTX

$187,245

$1,269

8.13%

Buy

View

CoryellTX

$220,925

$1,286

6.99%

Buy

View

CurrentHidalgoTX

$188,004

$1,103

7.04%

Buy

VictoriaTX

$211,088

$1,124

6.39%

Hold

View

HamiltonTX

$260,560

Est. pending

—

Hold

View