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Market MapOklahomaAtoka

Atoka County

OklahomaPopulation: 14,117
65
/100
Buy
#211 of 1,000 counties
#27 in Oklahoma (77 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$206,474
Median Home Price
12% below national median
$12,260/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
65/100
65
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
75/100

Based on 2.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
67/100

Price-to-income ratio of 4.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
14,117
Median Income
$49,181
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.2x
Moderately affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
PayneOK
66$232,536$1,4317.38%BuyView
CreekOK
66$212,526Est. pending—BuyView
CurrentAtokaOK
65$206,474Est. pending—Buy
MuskogeeOK
65$150,587$1,0758.57%BuyView
StephensOK
65$137,837$8867.72%BuyView
PontotocOK
65$179,944$9846.56%BuyView

The Bottom Line

BuyAtoka offers solid investment potential with positive cash flow at typical financing.

Atoka County in Oklahoma scores 65/100, ranking #211 of 1,000 US counties (top 28%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Atoka with stronger cash flow

  • Muskogee County for cash-flow rentals
  • Stephens County for cash-flow rentals
  • Payne County for cash-flow rentals

Cheaper alternatives to Atoka

  • Stephens County, lower entry price
  • Muskogee County, lower entry price
  • Pontotoc County, lower entry price

Head-to-head comparisons

  • Atoka vs Muskogee for rentals
  • Atoka vs Stephens for rentals
  • Atoka vs Pontotoc for rentals
All counties in Oklahoma →

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