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Market MapOrlando, FL
Metropolitan Area

Orlando, FL

Florida04 counties
47
/100
Hold
#760 of 894 metros
Top 85% nationally for investing

Market Snapshot

$382,156
Median Home Price
56% above national median
$1,953/mo
Median Rent
41% above national median
6.13%
Rent-to-Price Ratio
Top 47% nationally
-$734
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$382,156
Down Payment (20%)$76,431
Loan Amount$305,725
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,953
Monthly P&I-$2,003
Est. Expenses (35%)-$683
Net Cash Flow-$734/mo
4.0%
Cap Rate (all cash)
-10.0%
Cash-on-Cash Return
6.13%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
47/100
47
Cash Flow(30%)
61/100

Based on 6.13% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
28/100

Based on -4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
48/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Low unemployment (0.0%)
  • +Multiple counties (4) for portfolio diversification

Challenges

  • -Declining home values (-4.0% YoY)
  • -Negative cash flow at typical financing (-$734/mo)
  • -Negative leverage (cap rate 4.0% < mortgage rate 6.9%)

Counties in Orlando, FL

Best Overall
Lake
FL - Score: 50
Best Cash Flow
Osceola
FL - Score: 46
Verdict
LakeFL
386,82950$357,568$1,9886.67%HoldView
OrangeFL
1,427,40347$396,741$1,9125.78%HoldView
SeminoleFL
471,32147$395,499$1,8265.54%HoldView
OsceolaFL
393,74546$359,746$2,0156.72%HoldView

Click any county to see detailed investment analysis

Compare to Similar Metros

Metro AreaVerdict
Mount Vernon, OH
Mount Vernon, OH
67$274,616$1,4416.29%BuyView
Chicago, IL
Chicago, IL
67$334,512$2,0497.35%BuyView
Rochester, NY
Rochester, NY
67$264,771$1,4906.76%BuyView
El Paso, TX
El Paso, TX
67$225,516$1,5048.00%BuyView
Lafayette, LA
Lafayette, LA
67$193,481$1,3498.37%BuyView
Current
Orlando, FL
47$382,156$1,9536.13%Hold

The Bottom Line

HoldOrlando, FL is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The Orlando, FL metro area scores 47/100, ranking #760 of 894 US metros (top 85%). The 6.13% rent-to-price ratio indicates moderate cash flow potential. Among 4 counties, Lake shows the strongest investment potential (score: 50). Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-734/mo
Cap Rate
4.0%
Cash-on-Cash
-11.5%

Ready to Invest in Orlando, FL?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit propertiesBest CountyLake
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