Is Osceola County, FL good for real estate investing?

Osceola County has an investment score of 46/100, rated as "Hold". The county ranks #623 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Osceola?

The rent-to-price ratio in Osceola County is 6.72% annually, which ranks in the 71th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Osceola?

The median home price in Osceola County is $359,746. This ranks #779 in affordability among all US counties.

Can you cash flow on rental properties in Osceola?

Based on median values with 20% down at current rates, a typical rental in Osceola County would generate negative cash flow of $576/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Osceola County

FloridaPopulation: 393,745Orlando, FL Metro

/100

Hold

#623 of 1,000 counties

#41 in Florida (67 counties)

Market Snapshot

$359,746

Median Home Price

54% above national median

$2,015/mo

Median Rent

33% above national median

6.72%

Rent-to-Price Ratio

Top 29% nationally

-$576

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$359,746

Down Payment (20%)$71,949

Loan Amount$287,797

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,015

Monthly P&I-$1,886

Est. Expenses (35%)-$705

Net Cash Flow-$576/mo

4.4%

Cap Rate (all cash)

-8.3%

Cash-on-Cash Return

6.72%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

46/100

Cash Flow(30%)

67/100

Based on 6.72% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

15/100

Based on -5.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

46/100

Price-to-income ratio of 5.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (6.72%)
+Complete rent data available

Challenges

-Declining home values (-5.0% YoY)
-Negative cash flow at typical financing (-$576/mo)
-Negative leverage (cap rate 4.4% < mortgage rate 6.9%)

Economic Indicators

Population

393,745

Median Income

$64,312

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

5.6x

Less affordable

Compare to Nearby Counties

County					Verdict
CurrentOsceolaFL	46	$359,746	$2,015	6.72%	Hold
VolusiaFL	46	$319,330	$1,729	6.50%	Hold	View
SumterFL	46	$388,481	$1,631	5.04%	Hold	View
JeffersonFL	45	$292,262	Est. pending	—	Hold	View
NassauFL	45	$473,918	$2,066	5.23%	Hold	View
BrowardFL	45	$419,725	$2,466	7.05%	Hold	View

The Bottom Line

HoldOsceola is a neutral market. Consider house hacking or targeting below-market deals.

Osceola County in Florida scores 46/100, ranking #623 of 1,000 US counties (top 82%). The 6.72% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-576/mo

Cap Rate

4.4%

Cash-on-Cash

-8.3%

Ready to Analyze a Deal in Osceola?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$359,746

Down Payment (20%)$71,949

Loan Amount$287,797

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,015

Monthly P&I-$1,886

Est. Expenses (35%)-$705

Net Cash Flow-$576/mo

4.4%

Cap Rate (all cash)

-8.3%

Cash-on-Cash Return

6.72%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

46/100

Cash Flow(30%)

67/100

Based on 6.72% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

15/100

Based on -5.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

46/100

Price-to-income ratio of 5.6x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentOsceolaFL

$359,746

$2,015

6.72%

Hold

VolusiaFL

$319,330

$1,729

6.50%

Hold

View

SumterFL

$388,481

$1,631

5.04%

Hold

View

JeffersonFL

$292,262

Est. pending

—

Hold

View

NassauFL

$473,918

$2,066

5.23%

Hold

View

BrowardFL

$419,725

$2,466

7.05%

Hold

View

The Bottom Line

HoldOsceola is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-576/mo

Cap Rate

4.4%

Cash-on-Cash

-8.3%