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Market MapMassachusettsSuffolk

Suffolk County

MassachusettsPopulation: 785,443Boston, MA Metro
46
/100
Hold
#623 of 1,000 counties
#8 in Massachusetts (14 counties)

Market Snapshot

$743,343
Median Home Price
218% above national median
$3,437/mo
Median Rent
127% above national median
5.55%
Rent-to-Price Ratio
Top 60% nationally
-$1,662
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$743,343
Down Payment (20%)$148,669
Loan Amount$594,674
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$3,437
Monthly P&I-$3,897
Est. Expenses (35%)-$1,203
Net Cash Flow-$1,662/mo
3.6%
Cap Rate (all cash)
-11.7%
Cash-on-Cash Return
5.55%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
46/100
46
Cash Flow(30%)
53/100

Based on 5.55% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
56/100

Based on 0.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
18/100

Price-to-income ratio of 8.5x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$1,662/mo)
  • -Negative leverage (cap rate 3.6% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Economic Indicators

Population
785,443
Median Income
$87,669
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
8.5x
Less affordable

Compare to Nearby Counties

CountyVerdict
WorcesterMA
53$481,357$2,0965.23%HoldView
BristolMA
49$524,316$2,0344.66%HoldView
CurrentSuffolkMA
46$743,343$3,4375.55%Hold
MiddlesexMA
46$790,411$2,8904.39%HoldView
EssexMA
46$698,257$2,5784.43%HoldView
NorfolkMA
46$744,669$2,8414.58%HoldView

The Bottom Line

HoldSuffolk is a neutral market. Consider house hacking or targeting below-market deals.

Suffolk County in Massachusetts scores 46/100, ranking #623 of 1,000 US counties (top 82%). The 5.55% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-1,662/mo
Cap Rate
3.6%
Cash-on-Cash
-11.7%

Ready to Analyze a Deal in Suffolk?

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