Is Webster County, IA good for real estate investing?

Webster County has an investment score of 72/100, rated as "Buy". The county ranks #85 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Webster?

The rent-to-price ratio in Webster County is 7.34% annually, which ranks in the 83th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Webster?

The median home price in Webster County is $134,911. This ranks #105 in affordability among all US counties.

Can you cash flow on rental properties in Webster?

Based on median values with 20% down at current rates, a typical rental in Webster County would generate negative cash flow of $171/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Webster County

IowaPopulation: 36,986

/100

Buy

#85 of 1,000 counties

#49 in Iowa (99 counties)

Market Snapshot

$134,911

Median Home Price

42% below national median

$825/mo

Median Rent

45% below national median

7.34%

Rent-to-Price Ratio

Top 17% nationally

-$171

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$134,911

Down Payment (20%)$26,982

Loan Amount$107,929

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$825

Monthly P&I-$707

Est. Expenses (35%)-$289

Net Cash Flow-$171/mo

4.8%

Cap Rate (all cash)

-6.6%

Cash-on-Cash Return

7.34%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

73/100

Based on 7.34% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

72/100

Based on 2.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

99/100

Price-to-income ratio of 2.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.34%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative leverage (cap rate 4.8% < mortgage rate 6.9%)

Economic Indicators

Population

36,986

Median Income

$65,335

vs $57,022 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.1x

Very affordable

Compare to Nearby Counties

County					Verdict
AllamakeeIA	73	$243,455	Est. pending	—	Buy	View
Black HawkIA	73	$184,044	$1,120	7.30%	Buy	View
CurrentWebsterIA	72	$134,911	$825	7.34%	Buy
WoodburyIA	71	$197,193	$1,164	7.08%	Buy	View
SiouxIA	71	$297,233	Est. pending	—	Buy	View
PlymouthIA	71	$275,086	Est. pending	—	Buy	View

The Bottom Line

BuyWebster offers solid investment potential with good cash flow or appreciation prospects.

Webster County in Iowa scores 72/100, ranking #85 of 1,000 US counties (top 11%). The 7.34% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow

$-171/mo

Cap Rate

4.8%

Cash-on-Cash

-6.6%

Ready to Analyze a Deal in Webster?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$134,911

Down Payment (20%)$26,982

Loan Amount$107,929

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$825

Monthly P&I-$707

Est. Expenses (35%)-$289

Net Cash Flow-$171/mo

4.8%

Cap Rate (all cash)

-6.6%

Cash-on-Cash Return

7.34%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

73/100

Based on 7.34% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

72/100

Based on 2.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

99/100

Price-to-income ratio of 2.1x. Lower ratios indicate more affordable markets.

County

Verdict

AllamakeeIA

$243,455

Est. pending

—

Buy

View

Black HawkIA

$184,044

$1,120

7.30%

Buy

View

CurrentWebsterIA

$134,911

$825

7.34%

Buy

WoodburyIA

$197,193

$1,164

7.08%

Buy

View

SiouxIA

$297,233

Est. pending

—

Buy

View

PlymouthIA

$275,086

Est. pending

—

Buy

View