Is Woodbury County, IA good for real estate investing?

Woodbury County has an investment score of 68/100, rated as "Buy". The county ranks #152 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Woodbury?

The rent-to-price ratio in Woodbury County is 6.84% annually, which ranks in the 73th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Woodbury?

The median home price in Woodbury County is $198,880. This ranks #353 in affordability among all US counties.

Can you cash flow on rental properties in Woodbury?

Based on median values with 20% down at current rates, a typical rental in Woodbury County would generate negative cash flow of $306/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Woodbury County

IowaPopulation: 105,526

/100

Buy

#152 of 1,000 counties

#61 in Iowa (99 counties)

Market Snapshot

$198,880

Median Home Price

15% below national median

$1,133/mo

Median Rent

25% below national median

6.84%

Rent-to-Price Ratio

Top 27% nationally

-$306

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$198,880

Down Payment (20%)$39,776

Loan Amount$159,104

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,133

Monthly P&I-$1,043

Est. Expenses (35%)-$397

Net Cash Flow-$306/mo

4.4%

Cap Rate (all cash)

-8.0%

Cash-on-Cash Return

6.84%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

68/100

Based on 6.84% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

71/100

Based on 2.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

86/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (6.84%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$306/mo)
-Negative leverage (cap rate 4.4% < mortgage rate 6.9%)

Economic Indicators

Population

105,526

Median Income

$68,399

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.9x

Very affordable

Compare to Nearby Counties

County					Verdict
CurrentWoodburyIA	68	$198,880	$1,133	6.84%	Buy
JohnsonIA	68	$297,138	$1,756	7.09%	Buy	View
CalhounIA	68	$139,624	Est. pending	—	Buy	View
DelawareIA	67	$225,426	Est. pending	—	Buy	View
PottawattamieIA	67	$232,170	$1,290	6.67%	Buy	View
ClarkeIA	67	$189,690	$1,118	7.07%	Buy	View

The Bottom Line

BuyWoodbury offers solid investment potential with good cash flow or appreciation prospects.

Woodbury County in Iowa scores 68/100, ranking #152 of 1,000 US counties (top 20%). The 6.84% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-306/mo

Cap Rate

4.4%

Cash-on-Cash

-8.0%

Ready to Analyze a Deal in Woodbury?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$198,880

Down Payment (20%)$39,776

Loan Amount$159,104

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,133

Monthly P&I-$1,043

Est. Expenses (35%)-$397

Net Cash Flow-$306/mo

4.4%

Cap Rate (all cash)

-8.0%

Cash-on-Cash Return

6.84%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

68/100

Based on 6.84% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

71/100

Based on 2.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

86/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentWoodburyIA

$198,880

$1,133

6.84%

Buy

JohnsonIA

$297,138

$1,756

7.09%

Buy

View

CalhounIA

$139,624

Est. pending

—

Buy

View

DelawareIA

$225,426

Est. pending

—

Buy

View

PottawattamieIA

$232,170

$1,290

6.67%

Buy

View

ClarkeIA

$189,690

$1,118

7.07%

Buy

View

The Bottom Line

BuyWoodbury offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-306/mo

Cap Rate

4.4%

Cash-on-Cash

-8.0%