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Market MapWisconsinChippewa

Chippewa County

WisconsinPopulation: 66,254
59
/100
Hold
#359 of 1,000 counties
#43 in Wisconsin (72 counties)

Market Snapshot

$305,004
Median Home Price
31% above national median
$1,233/mo
Median Rent
18% below national median
4.85%
Rent-to-Price Ratio
Top 77% nationally
-$797
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$305,004
Down Payment (20%)$61,001
Loan Amount$244,003
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,233
Monthly P&I-$1,599
Est. Expenses (35%)-$432
Net Cash Flow-$797/mo
3.1%
Cap Rate (all cash)
-13.6%
Cash-on-Cash Return
4.85%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
59/100
59
Cash Flow(30%)
43/100

Based on 4.85% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 3.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
64/100

Price-to-income ratio of 4.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.85%)
  • -Negative cash flow at typical financing (-$797/mo)
  • -Negative leverage (cap rate 3.1% < mortgage rate 6.9%)

Economic Indicators

Population
66,254
Median Income
$69,815
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.4x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
DodgeWI
60$303,855$1,1514.54%BuyView
CurrentChippewaWI
59$305,004$1,2334.85%Hold
PortageWI
59$299,865$1,1634.65%HoldView
WalworthWI
59$390,062$1,8155.58%HoldView
Fond du LacWI
59$277,088$1,0194.41%HoldView
MenomineeWI
58$279,772Est. pending—HoldView

The Bottom Line

HoldChippewa is a neutral market. Consider house hacking or targeting below-market deals.

Chippewa County in Wisconsin scores 59/100, ranking #359 of 1,000 US counties (top 47%). The 4.85% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-797/mo
Cap Rate
3.1%
Cash-on-Cash
-13.6%

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