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Market MapWisconsinOzaukee

Ozaukee County

WisconsinPopulation: 91,745Milwaukee, WI Metro
55
/100
Hold
#375 of 1,000 counties
#54 in Wisconsin (72 counties)

Market Snapshot

$470,334
Median Home Price
65% above national median
$1,781/mo
Median Rent
15% above national median
4.54%
Rent-to-Price Ratio
Top 84% nationally
-$1,308
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$470,334
Down Payment (20%)$94,067
Loan Amount$376,267
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,781
Monthly P&I-$2,466
Est. Expenses (35%)-$623
Net Cash Flow-$1,308/mo
3.0%
Cap Rate (all cash)
-14.5%
Cash-on-Cash Return
4.54%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
55/100
55
Cash Flow(30%)
38/100

Based on 4.54% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
82/100

Based on 3.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
54/100

Price-to-income ratio of 5.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.54%)
  • -Negative cash flow at typical financing (-$1,308/mo)
  • -Negative leverage (cap rate 3.0% < mortgage rate 6.9%)

Economic Indicators

Population
91,745
Median Income
$92,258
vs $65,157 national est.
Unemployment Rate
—
Data pending
Price-to-Income
5.1x
Less affordable

Compare to Nearby Counties

CountyVerdict
Saint CroixWI
56$401,930$1,7215.14%HoldView
CurrentOzaukeeWI
55$470,334$1,7814.54%Hold
DaneWI
55$448,398$1,8174.86%Hold
WaukeshaWI
55$475,410$1,5944.02%Hold
La CrosseWI
54$314,821$1,2844.89%Hold
Eau ClaireWI
54$309,357$1,1534.47%Hold

The Bottom Line

HoldOzaukee is a neutral market. Consider house hacking or targeting below-market deals.

Ozaukee County in Wisconsin scores 55/100, ranking #375 of 1,000 US counties (top 59%). The 4.54% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-1,308/mo
Cap Rate
3.0%
Cash-on-Cash
-14.5%

Ready to Analyze a Deal in Ozaukee?

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