Is Navarro County, TX good for real estate investing?

Navarro County has an investment score of 63/100, rated as "Buy". The county ranks #398 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Navarro?

The rent-to-price ratio in Navarro County is 8.08% annually, which ranks in the 90th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Navarro?

The median home price in Navarro County is $219,273. This ranks #450 in affordability among all US counties.

Can you cash flow on rental properties in Navarro?

Based on median values with 20% down at current rates, a typical rental in Navarro County would generate negative cash flow of $189/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Navarro County

TexasPopulation: 52,834

/100

Buy

#398 of 1,000 counties

#51 in Texas (243 counties)

Market Snapshot

$219,273

Median Home Price

4% below national median

$1,477/mo

Median Rent

8% above national median

8.08%

Rent-to-Price Ratio

Top 10% nationally

-$189

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$219,273

Down Payment (20%)$43,855

Loan Amount$175,418

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,477

Monthly P&I-$1,149

Est. Expenses (35%)-$517

Net Cash Flow-$189/mo

5.3%

Cap Rate (all cash)

-4.5%

Cash-on-Cash Return

8.08%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

63/100

Cash Flow(30%)

81/100

Based on 8.08% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

46/100

Based on -0.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

72/100

Price-to-income ratio of 3.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (8.08%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-0.8% YoY)
-Negative leverage (cap rate 5.3% < mortgage rate 6.9%)

Economic Indicators

Population

52,834

Median Income

$56,261

vs $51,665 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.9x

Moderately affordable

Compare to Nearby Counties

County					Verdict
San JacintoTX	65	$237,474	Est. pending	—	Buy	View
CurrentNavarroTX	63	$219,273	$1,477	8.08%	Buy
HarrisonTX	63	$209,474	$1,308	7.49%	Buy	View
MatagordaTX	63	$201,417	$923	5.50%	Buy	View
Val VerdeTX	62	$207,858	$1,436	8.29%	Buy	View
YoungTX	62	$178,557	Est. pending	—	Buy	View

The Bottom Line

BuyNavarro offers solid investment potential with good cash flow or appreciation prospects.

Navarro County in Texas scores 63/100, ranking #398 of 1,000 US counties (top 40%). The 8.08% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-189/mo

Cap Rate

5.3%

Cash-on-Cash

-4.5%

Ready to Analyze a Deal in Navarro?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$219,273

Down Payment (20%)$43,855

Loan Amount$175,418

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,477

Monthly P&I-$1,149

Est. Expenses (35%)-$517

Net Cash Flow-$189/mo

5.3%

Cap Rate (all cash)

-4.5%

Cash-on-Cash Return

8.08%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

63/100

Cash Flow(30%)

81/100

Based on 8.08% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

46/100

Based on -0.8% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

72/100

Price-to-income ratio of 3.9x. Lower ratios indicate more affordable markets.

County

Verdict

San JacintoTX

$237,474

Est. pending

—

Buy

View

CurrentNavarroTX

$219,273

$1,477

8.08%

Buy

HarrisonTX

$209,474

$1,308

7.49%

Buy

View

MatagordaTX

$201,417

$923

5.50%

Buy

View

Val VerdeTX

$207,858

$1,436

8.29%

Buy

View

YoungTX

$178,557

Est. pending

—

Buy

View

The Bottom Line

BuyNavarro offers solid investment potential with good cash flow or appreciation prospects.

Navarro County in Texas scores 63/100, ranking #398 of 1,000 US counties (top 40%). The 8.08% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-189/mo

Cap Rate

5.3%

Cash-on-Cash

-4.5%