Is Lycoming County, PA good for real estate investing?

Lycoming County has an investment score of 64/100, rated as "Buy". The county ranks #230 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Lycoming?

The rent-to-price ratio in Lycoming County is 5.52% annually, which ranks in the 40th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Lycoming?

The median home price in Lycoming County is $223,858. This ranks #450 in affordability among all US counties.

Can you cash flow on rental properties in Lycoming?

Based on median values with 20% down at current rates, a typical rental in Lycoming County would generate negative cash flow of $504/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Lycoming County

PennsylvaniaPopulation: 114,022

/100

Buy

#230 of 1,000 counties

#30 in Pennsylvania (67 counties)

Market Snapshot

$223,858

Median Home Price

4% below national median

$1,030/mo

Median Rent

32% below national median

5.52%

Rent-to-Price Ratio

Top 60% nationally

-$504

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$223,858

Down Payment (20%)$44,772

Loan Amount$179,086

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,030

Monthly P&I-$1,173

Est. Expenses (35%)-$361

Net Cash Flow-$504/mo

3.6%

Cap Rate (all cash)

-11.8%

Cash-on-Cash Return

5.52%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

53/100

Based on 5.52% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

77/100

Price-to-income ratio of 3.5x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$504/mo)
-Negative leverage (cap rate 3.6% < mortgage rate 6.9%)

Economic Indicators

Population

114,022

Median Income

$63,437

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.5x

Moderately affordable

Compare to Nearby Counties

County					Verdict
BerksPA	65	$299,902	$1,496	5.98%	Buy	View
CurrentLycomingPA	64	$223,858	$1,030	5.52%	Buy
SnyderPA	64	$226,158	$1,167	6.19%	Buy	View
YorkPA	63	$297,755	$1,280	5.16%	Buy	View
LehighPA	63	$350,229	$1,778	6.09%	Buy	View
WestmorelandPA	63	$204,923	$1,016	5.95%	Buy	View

The Bottom Line

BuyLycoming offers solid investment potential with good cash flow or appreciation prospects.

Lycoming County in Pennsylvania scores 64/100, ranking #230 of 1,000 US counties (top 30%). The 5.52% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-504/mo

Cap Rate

3.6%

Cash-on-Cash

-11.8%

Ready to Analyze a Deal in Lycoming?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$223,858

Down Payment (20%)$44,772

Loan Amount$179,086

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,030

Monthly P&I-$1,173

Est. Expenses (35%)-$361

Net Cash Flow-$504/mo

3.6%

Cap Rate (all cash)

-11.8%

Cash-on-Cash Return

5.52%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

64/100

Cash Flow(30%)

53/100

Based on 5.52% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

77/100

Price-to-income ratio of 3.5x. Lower ratios indicate more affordable markets.

County

Verdict

BerksPA

$299,902

$1,496

5.98%

Buy

View

CurrentLycomingPA

$223,858

$1,030

5.52%

Buy

SnyderPA

$226,158

$1,167

6.19%

Buy

View

YorkPA

$297,755

$1,280

5.16%

Buy

View

LehighPA

$350,229

$1,778

6.09%

Buy

View

WestmorelandPA

$204,923

$1,016

5.95%

Buy

View

The Bottom Line

BuyLycoming offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-504/mo

Cap Rate

3.6%

Cash-on-Cash

-11.8%