Is Lawrence County, PA good for real estate investing?

Lawrence County has an investment score of 71/100, rated as "Buy". The county ranks #105 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Lawrence?

The rent-to-price ratio in Lawrence County is 8.96% annually, which ranks in the 96th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Lawrence?

The median home price in Lawrence County is $152,487. This ranks #162 in affordability among all US counties.

Can you cash flow on rental properties in Lawrence?

Based on median values with 20% down at current rates, a typical rental in Lawrence County would generate negative cash flow of $59/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Lawrence County

PennsylvaniaPopulation: 85,907

/100

Buy

#105 of 1,000 counties

#14 in Pennsylvania (67 counties)

Market Snapshot

$152,487

Median Home Price

35% below national median

$1,139/mo

Median Rent

25% below national median

8.96%

Rent-to-Price Ratio

Top 4% nationally

-$59

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$152,487

Down Payment (20%)$30,497

Loan Amount$121,990

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,139

Monthly P&I-$799

Est. Expenses (35%)-$399

Net Cash Flow-$59/mo

5.8%

Cap Rate (all cash)

-2.0%

Cash-on-Cash Return

8.96%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

71/100

Cash Flow(30%)

90/100

Based on 8.96% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

55/100

Based on 0.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

90/100

Price-to-income ratio of 2.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (8.96%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative leverage (cap rate 5.8% < mortgage rate 6.9%)

Economic Indicators

Population

85,907

Median Income

$57,585

vs $57,022 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.6x

Very affordable

Compare to Nearby Counties

County					Verdict
PhiladelphiaPA	73	$228,589	$1,704	8.94%	Buy	View
BeaverPA	72	$192,005	$1,068	6.67%	Buy	View
CurrentLawrencePA	71	$152,487	$1,139	8.96%	Buy
LuzernePA	71	$213,661	$1,291	7.25%	Buy	View
LackawannaPA	71	$227,996	$1,313	6.91%	Buy	View
CrawfordPA	70	$160,004	$767	5.75%	Buy	View

The Bottom Line

BuyLawrence offers solid investment potential with good cash flow or appreciation prospects.

Lawrence County in Pennsylvania scores 71/100, ranking #105 of 1,000 US counties (top 14%). The 8.96% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-59/mo

Cap Rate

5.8%

Cash-on-Cash

-2.0%

Ready to Analyze a Deal in Lawrence?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$152,487

Down Payment (20%)$30,497

Loan Amount$121,990

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,139

Monthly P&I-$799

Est. Expenses (35%)-$399

Net Cash Flow-$59/mo

5.8%

Cap Rate (all cash)

-2.0%

Cash-on-Cash Return

8.96%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

71/100

Cash Flow(30%)

90/100

Based on 8.96% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

55/100

Based on 0.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

90/100

Price-to-income ratio of 2.6x. Lower ratios indicate more affordable markets.

County

Verdict

PhiladelphiaPA

$228,589

$1,704

8.94%

Buy

View

BeaverPA

$192,005

$1,068

6.67%

Buy

View

CurrentLawrencePA

$152,487

$1,139

8.96%

Buy

LuzernePA

$213,661

$1,291

7.25%

Buy

View

LackawannaPA

$227,996

$1,313

6.91%

Buy

View

CrawfordPA

$160,004

$767

5.75%

Buy

View

The Bottom Line

BuyLawrence offers solid investment potential with good cash flow or appreciation prospects.

Lawrence County in Pennsylvania scores 71/100, ranking #105 of 1,000 US counties (top 14%). The 8.96% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-59/mo

Cap Rate

5.8%

Cash-on-Cash

-2.0%