Is Rockland County, NY good for real estate investing?

Rockland County has an investment score of 51/100, rated as "Hold". The county ranks #762 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Rockland?

The rent-to-price ratio in Rockland County is 4.89% annually, which ranks in the 21th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Rockland?

The median home price in Rockland County is $724,554. This ranks #971 in affordability among all US counties.

Can you cash flow on rental properties in Rockland?

Based on median values with 20% down at current rates, a typical rental in Rockland County would generate negative cash flow of $1,878/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Rockland County

New YorkPopulation: 337,326

/100

Hold

#762 of 1,000 counties

#56 in New York (62 counties)

Market Snapshot

$724,554

Median Home Price

165% above national median

$2,953/mo

Median Rent

97% above national median

4.89%

Rent-to-Price Ratio

Top 79% nationally

-$1,878

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$724,554

Down Payment (20%)$144,911

Loan Amount$579,643

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,953

Monthly P&I-$3,798

Est. Expenses (35%)-$1,033

Net Cash Flow-$1,878/mo

3.2%

Cap Rate (all cash)

-13.5%

Cash-on-Cash Return

4.89%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

51/100

Cash Flow(30%)

43/100

Based on 4.89% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

77/100

Based on 2.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

32/100

Price-to-income ratio of 6.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (4.89%)
-Negative cash flow at typical financing (-$1,878/mo)
-Negative leverage (cap rate 3.2% < mortgage rate 6.9%)
-High price-to-income ratio makes financing challenging

Economic Indicators

Population

337,326

Median Income

$106,173

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

6.8x

Less affordable

Compare to Nearby Counties

County					Verdict
GreeneNY	52	$354,409	$1,712	5.80%	Hold	View
CurrentRocklandNY	51	$724,554	$2,953	4.89%	Hold
WarrenNY	51	$356,302	$1,347	4.54%	Hold	View
QueensNY	50	$722,489	$3,002	4.99%	Hold	View
WestchesterNY	49	$824,579	$3,016	4.39%	Hold	View
RichmondNY	48	$701,776	$2,408	4.12%	Hold	View

The Bottom Line

HoldRockland is a neutral market. Consider house hacking or targeting below-market deals.

Rockland County in New York scores 51/100, ranking #762 of 1,000 US counties (top 76%). The 4.89% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-1,878/mo

Cap Rate

3.2%

Cash-on-Cash

-13.5%

Ready to Analyze a Deal in Rockland?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$724,554

Down Payment (20%)$144,911

Loan Amount$579,643

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,953

Monthly P&I-$3,798

Est. Expenses (35%)-$1,033

Net Cash Flow-$1,878/mo

3.2%

Cap Rate (all cash)

-13.5%

Cash-on-Cash Return

4.89%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

51/100

Cash Flow(30%)

43/100

Based on 4.89% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

77/100

Based on 2.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

32/100

Price-to-income ratio of 6.8x. Lower ratios indicate more affordable markets.

County

Verdict

GreeneNY

$354,409

$1,712

5.80%

Hold

View

CurrentRocklandNY

$724,554

$2,953

4.89%

Hold

WarrenNY

$356,302

$1,347

4.54%

Hold

View

QueensNY

$722,489

$3,002

4.99%

Hold

View

WestchesterNY

$824,579

$3,016

4.39%

Hold

View

RichmondNY

$701,776

$2,408

4.12%

Hold

View

The Bottom Line

HoldRockland is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-1,878/mo

Cap Rate

3.2%

Cash-on-Cash

-13.5%