Is Scott County, MO good for real estate investing?

Scott County has an investment score of 61/100, rated as "Buy". The county ranks #298 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Scott?

The rent-to-price ratio in Scott County is 6.27% annually, which ranks in the 59th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Scott?

The median home price in Scott County is $157,777. This ranks #181 in affordability among all US counties.

Can you cash flow on rental properties in Scott?

Based on median values with 20% down at current rates, a typical rental in Scott County would generate negative cash flow of $291/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Scott County

MissouriPopulation: 38,055

/100

Buy

#298 of 1,000 counties

#69 in Missouri (113 counties)

Market Snapshot

$157,777

Median Home Price

32% below national median

$825/mo

Median Rent

45% below national median

6.27%

Rent-to-Price Ratio

Top 41% nationally

-$291

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$157,777

Down Payment (20%)$31,555

Loan Amount$126,222

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$825

Monthly P&I-$827

Est. Expenses (35%)-$289

Net Cash Flow-$291/mo

4.1%

Cap Rate (all cash)

-9.6%

Cash-on-Cash Return

6.27%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

63/100

Based on 6.27% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

49/100

Based on -0.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

87/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-0.3% YoY)
-Negative cash flow at typical financing (-$291/mo)
-Negative leverage (cap rate 4.1% < mortgage rate 6.9%)

Economic Indicators

Population

38,055

Median Income

$54,621

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

2.9x

Very affordable

Compare to Nearby Counties

County					Verdict
New MadridMO	62	$96,933	Est. pending	—	Buy	View
PolkMO	62	$268,416	Est. pending	—	Buy	View
CurrentScottMO	61	$157,777	$825	6.27%	Buy
Saint CharlesMO	60	$360,670	$1,700	5.66%	Buy	View
Cape GirardeauMO	60	$236,877	$908	4.60%	Buy	View
ColeMO	60	$270,293	$982	4.36%	Buy	View

The Bottom Line

BuyScott offers solid investment potential with good cash flow or appreciation prospects.

Scott County in Missouri scores 61/100, ranking #298 of 1,000 US counties (top 39%). The 6.27% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow

$-291/mo

Cap Rate

4.1%

Cash-on-Cash

-9.6%

Ready to Analyze a Deal in Scott?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$157,777

Down Payment (20%)$31,555

Loan Amount$126,222

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$825

Monthly P&I-$827

Est. Expenses (35%)-$289

Net Cash Flow-$291/mo

4.1%

Cap Rate (all cash)

-9.6%

Cash-on-Cash Return

6.27%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

63/100

Based on 6.27% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

49/100

Based on -0.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

87/100

Price-to-income ratio of 2.9x. Lower ratios indicate more affordable markets.

County

Verdict

New MadridMO

$96,933

Est. pending

—

Buy

View

PolkMO

$268,416

Est. pending

—

Buy

View

CurrentScottMO

$157,777

$825

6.27%

Buy

Saint CharlesMO

$360,670

$1,700

5.66%

Buy

View

Cape GirardeauMO

$236,877

$908

4.60%

Buy

View

ColeMO

$270,293

$982

4.36%

Buy

View