Is Buchanan County, MO good for real estate investing?

Buchanan County has an investment score of 70/100, rated as "Buy". The county ranks #116 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Buchanan?

The rent-to-price ratio in Buchanan County is 5.99% annually, which ranks in the 51th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Buchanan?

The median home price in Buchanan County is $181,597. This ranks #273 in affordability among all US counties.

Can you cash flow on rental properties in Buchanan?

Based on median values with 20% down at current rates, a typical rental in Buchanan County would generate negative cash flow of $363/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Buchanan County

MissouriPopulation: 84,544

/100

Buy

#116 of 1,000 counties

#22 in Missouri (113 counties)

Market Snapshot

$181,597

Median Home Price

22% below national median

$906/mo

Median Rent

40% below national median

5.99%

Rent-to-Price Ratio

Top 49% nationally

-$363

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$181,597

Down Payment (20%)$36,319

Loan Amount$145,278

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$906

Monthly P&I-$952

Est. Expenses (35%)-$317

Net Cash Flow-$363/mo

3.9%

Cap Rate (all cash)

-10.4%

Cash-on-Cash Return

5.99%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

70/100

Cash Flow(30%)

60/100

Based on 5.99% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

92/100

Based on 6.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

83/100

Price-to-income ratio of 3.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Strong price appreciation (+6.9% YoY)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$363/mo)
-Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Economic Indicators

Population

84,544

Median Income

$58,303

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.1x

Moderately affordable

Compare to Nearby Counties

County					Verdict
CurrentBuchananMO	70	$181,597	$906	5.99%	Buy
ClintonMO	70	$275,256	Est. pending	—	Buy	View
MariesMO	70	$233,679	Est. pending	—	Buy	View
Saint Louis CityMO	70	$175,441	$1,284	8.79%	Buy	View
ButlerMO	70	$160,556	$900	6.73%	Buy	View
JeffersonMO	67	$281,743	$1,462	6.23%	Buy	View

The Bottom Line

BuyBuchanan offers solid investment potential with good cash flow or appreciation prospects.

Buchanan County in Missouri scores 70/100, ranking #116 of 1,000 US counties (top 15%). The 5.99% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-363/mo

Cap Rate

3.9%

Cash-on-Cash

-10.4%

Ready to Analyze a Deal in Buchanan?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$181,597

Down Payment (20%)$36,319

Loan Amount$145,278

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$906

Monthly P&I-$952

Est. Expenses (35%)-$317

Net Cash Flow-$363/mo

3.9%

Cap Rate (all cash)

-10.4%

Cash-on-Cash Return

5.99%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

70/100

Cash Flow(30%)

60/100

Based on 5.99% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

92/100

Based on 6.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

83/100

Price-to-income ratio of 3.1x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentBuchananMO

$181,597

$906

5.99%

Buy

ClintonMO

$275,256

Est. pending

—

Buy

View

MariesMO

$233,679

Est. pending

—

Buy

View

Saint Louis CityMO

$175,441

$1,284

8.79%

Buy

View

ButlerMO

$160,556

$900

6.73%

Buy

View

JeffersonMO

$281,743

$1,462

6.23%

Buy

View

The Bottom Line

BuyBuchanan offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-363/mo

Cap Rate

3.9%

Cash-on-Cash

-10.4%