RentalCalcs
ToolsMarket MapMy DealsPricingBlog
Start Free
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2025 RentalCalcs. All rights reserved.

Market MapSan Antonio, TX
Metropolitan Area

San Antonio, TX

Texas0
54
/100
Hold
#648 of 894 metros
Top 72% nationally for investing

Market Snapshot

$274,977
Median Home Price
13% above national median
$1,383/mo
Median Rent
0% below national median
6.04%
Rent-to-Price Ratio
Top 49% nationally
-$542
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$274,977
Down Payment (20%)$54,995
Loan Amount$219,982
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,383
Monthly P&I-$1,441
Est. Expenses (35%)-$484
Net Cash Flow-$542/mo
3.9%
Cap Rate (all cash)
-10.3%
Cash-on-Cash Return
6.04%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.9% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
54/100
54
Cash Flow(30%)
60/100

Based on 6.04% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
35/100

Based on -3.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
71/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-3.0% YoY)
  • -Negative cash flow at typical financing (-$542/mo)
  • -Negative leverage (cap rate 3.9% < mortgage rate 6.9%)

Counties in San Antonio, TX

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Ogdensburg, NY
Ogdensburg, NY
74$139,884$8927.65%BuyView
Rockford, IL
Rockford, IL
74$206,398$1,2177.07%BuyView
Huntington, WV
Huntington, WV
74$160,064$1,0037.52%BuyView
Anniston, AL
Anniston, AL
74$167,041$1,0507.54%BuyView
Ashtabula, OH
Ashtabula, OH
74$174,017$1,0247.06%BuyView
Current
San Antonio, TX
54$274,977$1,3836.04%Hold

The Bottom Line

HoldSan Antonio, TX is a neutral market. Consider house hacking or targeting below-market deals in specific counties.

The San Antonio, TX metro area scores 54/100, ranking #648 of 894 US metros (top 72%). The 6.04% rent-to-price ratio indicates moderate cash flow potential. Current metro-wide averages make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or drilling down to specific counties.

Monthly Cash Flow
$-542/mo
Cap Rate
3.9%
Cash-on-Cash
-11.8%

Ready to Invest in San Antonio, TX?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

Single Family1-4 unit rentalsHouse HackOwner-occupiedMultifamily5+ unit properties
Explore Other Markets