RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Harris County, TX
  • Maricopa County, AZ
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2025 RentalCalcs. All rights reserved.

Market MapMassachusettsBerkshire

Berkshire County

MassachusettsPopulation: 128,763
54
/100
Hold
#691 of 1,000 counties
#3 in Massachusetts (14 counties)

Market Snapshot

$378,133
Median Home Price
65% above national median
$1,554/mo
Median Rent
14% above national median
4.93%
Rent-to-Price Ratio
Top 76% nationally
-$972
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$378,133
Down Payment (20%)$75,627
Loan Amount$302,506
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,554
Monthly P&I-$1,982
Est. Expenses (35%)-$544
Net Cash Flow-$972/mo
3.2%
Cap Rate (all cash)
-13.4%
Cash-on-Cash Return
4.93%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.2% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
54/100
54
Cash Flow(30%)
44/100

Based on 4.93% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
74/100

Based on 2.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
49/100

Price-to-income ratio of 5.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.93%)
  • -Negative cash flow at typical financing (-$972/mo)
  • -Negative leverage (cap rate 3.2% < mortgage rate 6.9%)

Economic Indicators

Population
128,763
Median Income
$69,744
vs $51,665 national est.
Unemployment Rate
—
Data pending
Price-to-Income
5.4x
Less affordable

Compare to Nearby Counties

CountyVerdict
HampshireMA
56$432,694$2,3956.64%HoldView
CurrentBerkshireMA
54$378,133$1,5544.93%Hold
FranklinMA
54$355,663$1,7916.04%HoldView
PlymouthMA
54$621,944$2,7375.28%HoldView
WorcesterMA
53$481,357$2,0965.23%HoldView
BristolMA
49$524,316$2,0344.66%HoldView

The Bottom Line

HoldBerkshire is a neutral market. Consider house hacking or targeting below-market deals.

Berkshire County in Massachusetts scores 54/100, ranking #691 of 1,000 US counties (top 69%). The 4.93% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-972/mo
Cap Rate
3.2%
Cash-on-Cash
-13.4%

Ready to Analyze a Deal in Berkshire?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets