RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Maricopa County, AZ
  • Harris County, TX
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Cook County, IL
  • Tarrant County, TX
  • Wayne County, MI
  • Orange County, CA
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2026 RentalCalcs. All rights reserved.

Market MapKentuckyOwsley

Owsley County

KentuckyPopulation: 4,054
68
/100
Buy
#145 of 1,000 counties
#41 in Kentucky (120 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$137,305
Median Home Price
41% below national median
$8,153/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
68/100
68
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
82/100

Based on 9.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
67/100

Price-to-income ratio of 4.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+9.3% YoY)

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
4,054
Median Income
$32,844
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.2x
Moderately affordable

Who this market fits

Best for
  • +Appreciation buyers: YoY growth is meaningfully above the long-run average
Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
HarrisonKY
70$227,218Est. pending—BuyView
CurrentOwsleyKY
68$137,305Est. pending—Buy
GreenKY
67$183,013Est. pending—BuyView
WhitleyKY
67$145,345$1,35011.15%BuyView
ChristianKY
67$202,378$1,1286.69%BuyView
JeffersonKY
67$253,804$1,3506.38%BuyView

The Bottom Line

BuyOwsley offers solid investment potential with positive cash flow at typical financing.

Owsley County in Kentucky scores 68/100, ranking #145 of 1,000 US counties (top 19%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Owsley with stronger cash flow

  • Whitley County for cash-flow rentals
  • Christian County for cash-flow rentals
  • Jefferson County for cash-flow rentals

Head-to-head comparisons

  • Owsley vs Green for rentals
  • Owsley vs Whitley for rentals
  • Owsley vs Christian for rentals
All counties in Kentucky →

Ready to Analyze a Deal in Owsley?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets