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Market MapIndianaAdams

Adams County

IndianaPopulation: 35,827
72
/100
Buy
#83 of 1,000 counties
#25 in Indiana (92 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated May 11, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$245,205
Median Home Price
5% above national median
$14,560/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
72/100
72
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
91/100

Based on 6.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
70/100

Price-to-income ratio of 4.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+6.5% YoY)
  • +Affordable relative to local incomes

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -Limited rent data (estimates used)

Economic Indicators

Population
35,827
Median Income
$61,731
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.0x
Moderately affordable

Who this market fits

Best for
  • +Appreciation buyers: YoY growth is meaningfully above the long-run average
Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)

Compare to Nearby Counties

CountyVerdict
OrangeIN
73$182,101Est. pending—BuyView
CurrentAdamsIN
72$245,205Est. pending—Buy
LagrangeIN
72$322,425Est. pending—BuyView
WhitleyIN
72$272,520Est. pending—BuyView
HowardIN
72$185,850$1,0066.49%BuyView
JeffersonIN
71$231,468Est. pending—BuyView

The Bottom Line

BuyAdams offers solid investment potential with positive cash flow at typical financing.

Adams County in Indiana scores 72/100, ranking #83 of 1,000 US counties (top 11%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Adams with stronger cash flow

  • Howard County for cash-flow rentals

Cheaper alternatives to Adams

  • Orange County, lower entry price
  • Howard County, lower entry price
  • Jefferson County, lower entry price

Head-to-head comparisons

  • Adams vs Lagrange for rentals
  • Adams vs Whitley for rentals
  • Adams vs Howard for rentals
All counties in Indiana →

Ready to Analyze a Deal in Adams?

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