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Market MapIllinoisVermilion

Vermilion County

IllinoisPopulation: 74,113
76
/100
Strong Buy
#30 of 1,000 counties
#32 in Illinois (102 counties)

Market Snapshot

$92,763
Median Home Price
60% below national median
$825/mo
Median Rent
45% below national median
10.67%
Rent-to-Price Ratio
Top 1% nationally
+$50
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$92,763
Down Payment (20%)$18,553
Loan Amount$74,210
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$825
Monthly P&I-$486
Est. Expenses (35%)-$289
Net Cash Flow+$50/mo
6.9%
Cap Rate (all cash)
2.8%
Cash-on-Cash Return
10.67%
Rent-to-Price Ratio

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

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Score Breakdown

Overall Investment Score
76/100
76
Cash Flow(30%)
100/100

Based on 10.67% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
53/100

Based on 0.3% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
100/100

Price-to-income ratio of 1.8x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (10.67%)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

No significant challenges identified based on current data.

Economic Indicators

Population
74,113
Median Income
$52,787
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
1.8x
Very affordable

Compare to Nearby Counties

CountyVerdict
CurrentVermilionIL
76$92,763$82510.67%Strong Buy
MonroeIL
76$318,681Est. pending—Strong BuyView
SangamonIL
76$186,233$1,1297.28%Strong BuyView
PikeIL
75$112,450Est. pending—Strong BuyView
ShelbyIL
75$156,256Est. pending—Strong BuyView
WinnebagoIL
75$195,413$1,2127.44%Strong BuyView

The Bottom Line

Strong BuyVermilion is a strong buy market with excellent fundamentals for buy-and-hold investors.

Vermilion County in Illinois scores 76/100, ranking #30 of 1,000 US counties (top 4%). The 10.67% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential. At current rates with 20% down, a median-priced property could generate approximately $50/month in cash flow.

Monthly Cash Flow
+$50/mo
Cap Rate
6.9%
Cash-on-Cash
2.8%

Ready to Analyze a Deal in Vermilion?

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