Is Kootenai County, ID good for real estate investing?

Kootenai County has an investment score of 41/100, rated as "Avoid". The county ranks #703 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Kootenai?

The rent-to-price ratio in Kootenai County is 3.62% annually, which ranks in the 3th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Kootenai?

The median home price in Kootenai County is $578,162. This ranks #942 in affordability among all US counties.

Can you cash flow on rental properties in Kootenai?

Based on median values with 20% down at current rates, a typical rental in Kootenai County would generate negative cash flow of $1,896/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Kootenai County

IdahoPopulation: 173,396Spokane, WA Metro

/100

Avoid

#703 of 1,000 counties

#32 in Idaho (43 counties)

Market Snapshot

$578,162

Median Home Price

148% above national median

$1,746/mo

Median Rent

16% above national median

3.62%

Rent-to-Price Ratio

Top 97% nationally

-$1,896

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$578,162

Down Payment (20%)$115,632

Loan Amount$462,530

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,746

Monthly P&I-$3,031

Est. Expenses (35%)-$611

Net Cash Flow-$1,896/mo

2.4%

Cap Rate (all cash)

-17.1%

Cash-on-Cash Return

3.62%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

41/100

Cash Flow(30%)

24/100

Based on 3.62% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

71/100

Based on 2.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

20/100

Price-to-income ratio of 8.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (3.62%)
-Negative cash flow at typical financing (-$1,896/mo)
-Negative leverage (cap rate 2.4% < mortgage rate 6.9%)
-High price-to-income ratio makes financing challenging

Economic Indicators

Population

173,396

Median Income

$71,949

vs $57,025 national est.

Unemployment Rate

—

Data pending

Price-to-Income

8.0x

Less affordable

Compare to Nearby Counties

County					Verdict
CurrentKootenaiID	41	$578,162	$1,746	3.62%	Avoid
BlaineID	41	$1,023,468	$2,880	3.38%	Avoid	View
ValleyID	41	$659,488	$2,183	3.97%	Avoid	View
LatahID	40	$459,315	$1,272	3.32%	Avoid	View
GemID	40	$462,903	$1,350	3.50%	Avoid	View
TetonID	40	$833,512	Est. pending	—	Avoid	View

The Bottom Line

AvoidKootenai may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Kootenai County in Idaho scores 41/100, ranking #703 of 1,000 US counties (top 93%). The 3.62% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-1,896/mo

Cap Rate

2.4%

Cash-on-Cash

-17.1%

Ready to Analyze a Deal in Kootenai?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$578,162

Down Payment (20%)$115,632

Loan Amount$462,530

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,746

Monthly P&I-$3,031

Est. Expenses (35%)-$611

Net Cash Flow-$1,896/mo

2.4%

Cap Rate (all cash)

-17.1%

Cash-on-Cash Return

3.62%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 2.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

41/100

Cash Flow(30%)

24/100

Based on 3.62% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

71/100

Based on 2.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

20/100

Price-to-income ratio of 8.0x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentKootenaiID

$578,162

$1,746

3.62%

Avoid

BlaineID

$1,023,468

$2,880

3.38%

Avoid

View

ValleyID

$659,488

$2,183

3.97%

Avoid

View

LatahID

$459,315

$1,272

3.32%

Avoid

View

GemID

$462,903

$1,350

3.50%

Avoid

View

TetonID

$833,512

Est. pending

—

Avoid

View

The Bottom Line

AvoidKootenai may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

$-1,896/mo

Cap Rate

2.4%

Cash-on-Cash

-17.1%