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Market MapIdahoBear Lake

Bear Lake County

IdahoPopulation: 6,436
49
/100
Hold
#568 of 1,000 counties
#20 in Idaho (43 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$391,387
Median Home Price
67% above national median
$23,240/mo
Est. Rent
Based on regional data
5.94%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
49/100
49
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
57/100

Based on 0.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
38/100

Price-to-income ratio of 6.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging
  • -Limited rent data (estimates used)

Economic Indicators

Population
6,436
Median Income
$63,244
vs $57,059 national est.
Unemployment Rate
—
Data pending
Price-to-Income
6.2x
Less affordable

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You rely on FHA-style financing: prices are stretched relative to local incomes

Compare to Nearby Counties

CountyVerdict
CamasID
52$368,144Est. pending—HoldView
ElmoreID
50$355,620$1,5855.35%HoldView
CurrentBear LakeID
49$391,387Est. pending—Hold
BoundaryID
48$450,358Est. pending—HoldView
BonnevilleID
47$388,634$1,3644.21%HoldView
JeffersonID
47$465,392$1,4413.71%HoldView

The Bottom Line

HoldBear Lake is a neutral market.

Bear Lake County in Idaho scores 49/100, ranking #568 of 1,000 US counties (top 75%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Bear Lake with stronger cash flow

  • Elmore County for cash-flow rentals
  • Bonneville County for cash-flow rentals
  • Jefferson County for cash-flow rentals

Cheaper alternatives to Bear Lake

  • Elmore County, lower entry price
  • Camas County, lower entry price
  • Bonneville County, lower entry price

Head-to-head comparisons

  • Bear Lake vs Elmore for rentals
  • Bear Lake vs Boundary for rentals
  • Bear Lake vs Bonneville for rentals
All counties in Idaho →

Ready to Analyze a Deal in Bear Lake?

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