Is Chatham County, GA good for real estate investing?

Chatham County has an investment score of 50/100, rated as "Hold". The county ranks #784 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Chatham?

The rent-to-price ratio in Chatham County is 6.23% annually, which ranks in the 57th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Chatham?

The median home price in Chatham County is $339,736. This ranks #678 in affordability among all US counties.

Can you cash flow on rental properties in Chatham?

Based on median values with 20% down at current rates, a typical rental in Chatham County would generate negative cash flow of $634/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Chatham County

GeorgiaPopulation: 296,266

/100

Hold

#784 of 1,000 counties

#114 in Georgia (159 counties)

Market Snapshot

$339,736

Median Home Price

24% above national median

$1,765/mo

Median Rent

18% above national median

6.23%

Rent-to-Price Ratio

Top 43% nationally

-$634

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$339,736

Down Payment (20%)$67,947

Loan Amount$271,789

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,765

Monthly P&I-$1,781

Est. Expenses (35%)-$618

Net Cash Flow-$634/mo

4.0%

Cap Rate (all cash)

-9.7%

Cash-on-Cash Return

6.23%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

50/100

Cash Flow(30%)

62/100

Based on 6.23% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

34/100

Based on -3.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

53/100

Price-to-income ratio of 5.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Declining home values (-3.2% YoY)
-Negative cash flow at typical financing (-$634/mo)
-Negative leverage (cap rate 4.0% < mortgage rate 6.9%)

Economic Indicators

Population

296,266

Median Income

$66,171

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

5.1x

Less affordable

Compare to Nearby Counties

County					Verdict
DekalbGA	51	$334,013	$1,762	6.33%	Hold	View
CherokeeGA	51	$467,717	$2,050	5.26%	Hold	View
CurrentChathamGA	50	$339,736	$1,765	6.23%	Hold
GlynnGA	50	$355,910	$1,760	5.93%	Hold	View
DawsonGA	49	$449,442	$2,090	5.58%	Hold	View
FultonGA	48	$415,043	$1,888	5.46%	Hold	View

The Bottom Line

HoldChatham is a neutral market. Consider house hacking or targeting below-market deals.

Chatham County in Georgia scores 50/100, ranking #784 of 1,000 US counties (top 78%). The 6.23% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-634/mo

Cap Rate

4.0%

Cash-on-Cash

-9.7%

Ready to Analyze a Deal in Chatham?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$339,736

Down Payment (20%)$67,947

Loan Amount$271,789

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,765

Monthly P&I-$1,781

Est. Expenses (35%)-$618

Net Cash Flow-$634/mo

4.0%

Cap Rate (all cash)

-9.7%

Cash-on-Cash Return

6.23%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

50/100

Cash Flow(30%)

62/100

Based on 6.23% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

34/100

Based on -3.2% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

53/100

Price-to-income ratio of 5.1x. Lower ratios indicate more affordable markets.

County

Verdict

DekalbGA

$334,013

$1,762

6.33%

Hold

View

CherokeeGA

$467,717

$2,050

5.26%

Hold

View

CurrentChathamGA

$339,736

$1,765

6.23%

Hold

GlynnGA

$355,910

$1,760

5.93%

Hold

View

DawsonGA

$449,442

$2,090

5.58%

Hold

View

FultonGA

$415,043

$1,888

5.46%

Hold

View

The Bottom Line

HoldChatham is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-634/mo

Cap Rate

4.0%

Cash-on-Cash

-9.7%