Is Ouray County, CO good for real estate investing?

Ouray County has an investment score of 37/100, rated as "Avoid". The county ranks #731 nationally among 1000 counties analyzed.

What is the median home price in Ouray?

The median home price in Ouray County is $789,694. This ranks #980 in affordability among all US counties.

Can you cash flow on rental properties in Ouray?

Based on median values with 20% down at current rates, a typical rental in Ouray County would generate positive cash flow of $0/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Ouray County

ColoradoPopulation: 4,936

/100

Avoid

#731 of 1,000 counties

#49 in Colorado (62 counties)

Analysis by RentalCalcs ResearchIndependent data + algorithm-driven scoring

Updated January 1, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$789,694

Median Home Price

238% above national median

$46,891/mo

Est. Rent

Based on regional data

5.94%

Rent-to-Price Ratio

Estimated from price data

+$0

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score

37/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

48/100

Based on -0.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

10/100

Price-to-income ratio of 10.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

-Declining home values (-0.4% YoY)
-Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
-High price-to-income ratio makes financing challenging
-Limited rent data (estimates used)

Economic Indicators

Population

4,936

Median Income

$78,750

vs $57,059 national est.

Unemployment Rate

—

Data pending

Price-to-Income

10.0x

Less affordable

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)
−You expect appreciation to carry the deal, but prices have declined year over year
−You rely on FHA-style financing: prices are stretched relative to local incomes
−You want a market with broad institutional consensus on fundamentals

Compare to Nearby Counties

County					Verdict
JeffersonCO	38	$609,991	$1,904	3.75%	Avoid	View
CurrentOurayCO	37	$789,694	Est. pending	—	Avoid
DenverCO	37	$532,579	$1,859	4.19%	Avoid	View
BoulderCO	37	$702,437	$2,465	4.21%	Avoid	View
SummitCO	36	$987,547	$3,324	4.04%	Avoid	View
RouttCO	36	$1,086,367	$3,444	3.80%	Avoid	View

The Bottom Line

AvoidOuray may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Ouray County in Colorado scores 37/100, ranking #731 of 1,000 US counties (top 97%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%

Related markets

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Head-to-head comparisons

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Score Breakdown

Overall Investment Score

37/100

Cash Flow(30%)

0/100

Rent data not available for cash flow calculation.

Appreciation(25%)

48/100

Based on -0.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

10/100

Price-to-income ratio of 10.0x. Lower ratios indicate more affordable markets.

Who this market fits

Skip if

−You can't tolerate negative leverage (cap rate below mortgage rate today)
−You expect appreciation to carry the deal, but prices have declined year over year
−You rely on FHA-style financing: prices are stretched relative to local incomes
−You want a market with broad institutional consensus on fundamentals

County

Verdict

JeffersonCO

$609,991

$1,904

3.75%

Avoid

View

CurrentOurayCO

$789,694

Est. pending

—

Avoid

DenverCO

$532,579

$1,859

4.19%

Avoid

View

BoulderCO

$702,437

$2,465

4.21%

Avoid

View

SummitCO

$987,547

$3,324

4.04%

Avoid

View

RouttCO

$1,086,367

$3,444

3.80%

Avoid

View

The Bottom Line

AvoidOuray may be challenging for traditional rentals. High prices or low rents make cash flow difficult.

Monthly Cash Flow

+$0/mo

Cap Rate

0.0%

Cash-on-Cash

0.0%