RentalCalcs
ToolsMarket MapMy DealsPricingBlog
RentalCalcs

Professional real estate investment calculators to help you analyze deals faster and make confident investment decisions.

Product

  • Tools
  • Market Map
  • Pricing
  • Blog
  • About

Top Markets

  • Harris County, TX
  • Maricopa County, AZ
  • San Diego County, CA
  • Miami-Dade County, FL
  • Dallas County, TX
  • Clark County, NV
  • Browse All Markets →

Legal

  • Terms of Service
  • Privacy Policy
  • Contact

© 2026 RentalCalcs. All rights reserved.

Market MapCaliforniaYuba

Yuba County

CaliforniaPopulation: 81,705
46
/100
Hold
#623 of 1,000 counties
#19 in California (58 counties)

Market Snapshot

$410,952
Median Home Price
76% above national median
$1,983/mo
Median Rent
31% above national median
5.79%
Rent-to-Price Ratio
Top 55% nationally
-$865
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$410,952
Down Payment (20%)$82,190
Loan Amount$328,762
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,983
Monthly P&I-$2,154
Est. Expenses (35%)-$694
Net Cash Flow-$865/mo
3.8%
Cap Rate (all cash)
-11.0%
Cash-on-Cash Return
5.79%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
46/100
46
Cash Flow(30%)
57/100

Based on 5.79% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
35/100

Based on -2.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
38/100

Price-to-income ratio of 6.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Declining home values (-2.9% YoY)
  • -Negative cash flow at typical financing (-$865/mo)
  • -Negative leverage (cap rate 3.8% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging

Economic Indicators

Population
81,705
Median Income
$66,693
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
6.2x
Less affordable

Compare to Nearby Counties

CountyVerdict
ButteCA
48$389,816$1,6164.97%HoldView
StanislausCA
47$458,196$2,0705.42%HoldView
CurrentYubaCA
46$410,952$1,9835.79%Hold
MercedCA
46$412,344$1,9735.74%HoldView
MonoCA
44$724,996Est. pending—AvoidView
SolanoCA
44$567,245$2,4185.11%AvoidView

The Bottom Line

HoldYuba is a neutral market. Consider house hacking or targeting below-market deals.

Yuba County in California scores 46/100, ranking #623 of 1,000 US counties (top 82%). The 5.79% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-865/mo
Cap Rate
3.8%
Cash-on-Cash
-11.0%

Ready to Analyze a Deal in Yuba?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRRHouse HackOwner-occupied strategyMultifamily5+ unit properties
Explore Other Markets