Section 8 in Memphis, TN: FMR & Landlord Guide
Memphis, TN-MS-AR metro area (CBSA 32820). FY2026 Fair Market Rents, active voucher counts, housing authorities and wait-list status, and source-of-income law. Every figure below links back to its source.
Fair Market Rent by bedroom count
HUD-published metro FMR for FY2026. Payment standards (what a PHA actually pays) are set between 90% and 110% of FMR at PHA discretion.
| Bedrooms | FMR | Payment standard (90–110%) |
|---|---|---|
| Efficiency (studio) | $986 | $887 – $1,085 |
| 1-bedroom | $1,073 | $966 – $1,180 |
| 2-bedroom | $1,186 | $1,067 – $1,305 |
| 3-bedroom | $1,422 | $1,280 – $1,564 |
| 4-bedroom | $1,570 | $1,413 – $1,727 |
Example: at 100% of FMR, a 2-bedroom voucher in Memphis, TN covers up to $1,186 in gross rent (before the tenant’s utility allowance). Between the low and high end of the range: $1,067–$1,305.
Voucher demand in this metro
Aggregated from HUD Public Housing Authority data (FY2026). High utilization means voucher holders are placed and reliably paying rent, a stable but competitive tenant pool for accepting landlords.
Housing authorities serving Memphis, TN
10 PHAs administer vouchers in this metro. Contact the PHA that covers the specific address you’re considering.
- Status unknown
Memphis Housing Authority
Memphis, TN · TN001 · 9,408 HCV units
- Status unknown
West Memphis Housing Authority
West Memphis, AR · AR024 · 528 HCV units
- Status unknown
Earle Housing Authority
West Memphis, AR · AR264 · 60 HCV units
- Status unknown
Housing Authority of the City of Hughes
Hughes, AR · AR061 · 0 HCV units
- Status unknown
Housing Authority of the City of Earle
Earle, AR · AR064 · 0 HCV units
- Status unknown
Covington Housing Authority
Covington, TN · TN041 · 0 HCV units
- Status unknown
The Housing Authority of the City of Holly Springs
Holly Springs, MS · MS062 · 0 HCV units
- Status unknown
Millington Housing Authority
Millington, TN · TN045 · 0 HCV units
- Status unknown
Gallaway Housing Authority
Gallaway, TN · TN084 · 0 HCV units
- Status unknown
The Housing Authority of the City of Senatobia
Senatobia, MS · MS090 · 0 HCV units
Source-of-income law in TN
Source-of-income protection status for TN is not yet in our database. Check with a local attorney or the state civil-rights office before refusing a voucher applicant.
Informational only, not legal advice. Laws change; verify current status before making a leasing decision.
Analyze a specific Memphis, TN property
Look up the address’s SAFMR (ZIP-level rent), plug the numbers into the voucher-vs-market analyzer, and check the HQS pre-inspection list before scheduling.