Section 8 in Chattanooga, TN: FMR & Landlord Guide
Chattanooga, TN-GA metro area (CBSA 16860). FY2026 Fair Market Rents, active voucher counts, housing authorities and wait-list status, and source-of-income law. Every figure below links back to its source.
Fair Market Rent by bedroom count
HUD-published metro FMR for FY2026. Payment standards (what a PHA actually pays) are set between 90% and 110% of FMR at PHA discretion.
| Bedrooms | FMR | Payment standard (90–110%) |
|---|---|---|
| Efficiency (studio) | $1,211 | $1,090 – $1,332 |
| 1-bedroom | $1,263 | $1,137 – $1,389 |
| 2-bedroom | $1,390 | $1,251 – $1,529 |
| 3-bedroom | $1,734 | $1,561 – $1,907 |
| 4-bedroom | $1,853 | $1,668 – $2,038 |
Example: at 100% of FMR, a 2-bedroom voucher in Chattanooga, TN covers up to $1,390 in gross rent (before the tenant’s utility allowance). Between the low and high end of the range: $1,251–$1,529.
Voucher demand in this metro
Aggregated from HUD Public Housing Authority data (FY2026). High utilization means voucher holders are placed and reliably paying rent, a stable but competitive tenant pool for accepting landlords.
Housing authorities serving Chattanooga, TN
7 PHAs administer vouchers in this metro. Contact the PHA that covers the specific address you’re considering.
- Status unknown
Chattanooga Housing Authority
Chattanooga, TN · TN004 · 3,919 HCV units
- Status unknown
Southeast Tennessee Human Resource Agency
Dunlap, TN · TN117 · 231 HCV units
- Status unknown
South Pittsburg Housing Authority
South Pittsburg, TN · TN037 · 0 HCV units
- Status unknown
Housing Authority of the City of LaFayette
La Fayette, GA · GA170 · 0 HCV units
- Status unknown
Housing Authority of the City of Fort Oglethorpe
Fort Oglethorpe, GA · GA246 · 0 HCV units
- Status unknown
Housing Authority of the City of Ringgold
Ringgold, GA · GA216 · 0 HCV units
- Status unknown
Grundy Housing Authority
Monteagle, TN · TN092 · 0 HCV units
Source-of-income law in TN
Source-of-income protection status for TN is not yet in our database. Check with a local attorney or the state civil-rights office before refusing a voucher applicant.
Informational only, not legal advice. Laws change; verify current status before making a leasing decision.
Analyze a specific Chattanooga, TN property
Look up the address’s SAFMR (ZIP-level rent), plug the numbers into the voucher-vs-market analyzer, and check the HQS pre-inspection list before scheduling.