Stessa vs RentalCalcs Portfolio Tracker
Stessa: Free landlord bookkeeping and P&L reporting. RentalCalcs Portfolio Tracker: analysis-native underwriting + projection + market revaluation. Below is the honest side-by-side, including where Stessa is the right tool and where our tracker is.
Are they the same category of tool?
Stessa is a bookkeeping tool — it tracks what actually happened (income, expenses, tax categories). Our Portfolio Tracker is an analysis tool — it projects what will happen and revalues your portfolio against the market. Different jobs; many serious operators run both.
What Stessa does well
- Free with unlimited properties
- Bank transaction sync with auto-categorization
- Tax-ready P&L per property
- Owned by Roofstock (deep pockets, not going away)
Where the Portfolio Tracker adds
- No deal underwriting before purchase
- No market-data-driven property revaluation
- No projection or scenario modeling
- No alerts on equity milestones or DSCR risk
Feature comparison
| Capability | Stessa | Portfolio Tracker |
|---|---|---|
| Underwriting a deal before buying | ||
| Portfolio roll-up (cash flow, cap rate, DSCR) | ||
| Auto-revalue against local market data | ||
| Alerts (equity milestones, low DSCR) | ||
| Bank transaction sync / bookkeeping | ||
| PDF + Excel exports for lenders/partners |
Green check = fully supported, amber dash = partial or workaround, gray X = not supported. Compiled from publicly-documented feature lists.
When Stessa is right
You need bookkeeping for owned properties and clean numbers for your accountant at year end.
When Portfolio Tracker is right
You're underwriting new deals, tracking projected vs actual, or want the portfolio to auto-revalue against local price trends.
Or run both
Most active investors run Stessa for the books and our tracker for the underwriting + projection layer. Stessa answers 'what did this property earn last year?' Ours answers 'should I buy the next one and where will it put my portfolio in 5 years?'
Pricing
Stessa is free (freemium — premium at $12/mo). Our Portfolio Tracker is included in Pro ($29/mo).
Try the analysis-native side
Portfolio Tracker rolls up every property you underwrite, auto-revalues them monthly against local price data, and flags DSCR risk and equity milestones. It won’t collect rent for you, but nothing else will underwrite your next deal and slot the projected numbers into your existing portfolio.
Comparison based on publicly-documented feature lists as of build time. Vendors update features regularly; verify current capabilities on the vendor’s site before purchase.