Baselane vs RentalCalcs Portfolio Tracker
Baselane: Landlord banking + rent collection + bookkeeping in one stack. RentalCalcs Portfolio Tracker: analysis-native underwriting + projection + market revaluation. Below is the honest side-by-side, including where Baselane is the right tool and where our tracker is.
Are they the same category of tool?
Baselane starts with landlord banking — separate accounts per property, virtual accounts, ACH rent collection. Bookkeeping is downstream of the accounts. It's a bank-and-books tool. Our tracker is an analysis-and-projection tool. They stack cleanly: Baselane handles cash flows, ours handles the deal math.
What Baselane does well
- Purpose-built banking with account-per-property
- ACH rent collection at low cost
- Auto-categorized transactions flow into bookkeeping
- Free landlord banking (no monthly fee)
Where the Portfolio Tracker adds
- No underwriting a purchase
- No auto-revaluation from market data
- No DSCR alerts or equity milestone tracking
- Bank-first, so operational depth exceeds analysis depth
Feature comparison
| Capability | Baselane | Portfolio Tracker |
|---|---|---|
| Underwriting a deal before buying | ||
| Portfolio roll-up (cash flow, cap rate, DSCR) | ||
| Auto-revalue against local market data | ||
| Bank account per property | ||
| ACH rent collection | ||
| Alerts (equity milestones, low DSCR) |
Green check = fully supported, amber dash = partial or workaround, gray X = not supported. Compiled from publicly-documented feature lists.
When Baselane is right
You want per-property banking with the books flowing automatically off transactions.
When Portfolio Tracker is right
You want to underwrite the next property, track projected vs actual, and see equity + DSCR trends across your portfolio.
Or run both
Baselane for accounts and books, our tracker for the analysis layer. Common combination for serious operators.
Pricing
Baselane is free for banking; paid tiers for bookkeeping automation. Portfolio Tracker is included in Pro ($29/mo).
Try the analysis-native side
Portfolio Tracker rolls up every property you underwrite, auto-revalues them monthly against local price data, and flags DSCR risk and equity milestones. It won’t collect rent for you, but nothing else will underwrite your next deal and slot the projected numbers into your existing portfolio.
Comparison based on publicly-documented feature lists as of build time. Vendors update features regularly; verify current capabilities on the vendor’s site before purchase.