Rental Portfolio Benchmarks — Westchester County, NY

County-level rental portfolio numbers for Westchester County. Use these as the baseline when underwriting a purchase inside the county and rolling it into a portfolio. Data as of 2026-06-29.

Median home price
$865,117
Median rent
$3,155
per month
Rent / price
4.376%
monthly gross
Cash-on-cash
-14.98%
modeled, 20% down

Modeled deal at $865,117

20% down, 30-year conventional, expenses at 35% of rent. Real numbers, no scenario stacking.

Cash needed
$198,977
down + closing
Monthly P&I
$4,535
30-yr fixed
Monthly cash flow
$-2,484
negative
Cap rate
2.84%
NOI / price

Modeled from HUD/Zillow county medians, not from a specific listing. Use as a first-pass benchmark before running an actual property through the calculator.

Appreciation trend

Home prices in Westchester County are running +5.7% YoY. Portfolio value tracking assumes this rate persists into your acquisition month; edit the acquisition date on any property to backdate the revaluation model.

Track a Westchester County rental portfolio

The Pro Portfolio Tracker rolls up every property you underwrite, revalues it monthly against local county price trends, and flags equity milestones and DSCR risk. It uses the same market data you see on this page as the appreciation baseline for every Westchester County property you add.

  • • Portfolio roll-up: cash flow, cap rate, cash-on-cash, DSCR across every owned property
  • • Monthly market revaluation using Westchester County-level price data (FIPS 36119)
  • • PDF and Excel exports for lenders, accountants and partners
  • • Alerts for equity milestones ($100K, $250K, $500K, $1M) and low DSCR
Track a Westchester County portfolio →Full county scorecardUnderwrite a single property

Methodology

Medians are drawn from the latest available Zillow ZHVI/ZORI feed for FIPS 36119. The modeled deal assumes 20% down, a 3% closing cost, a 30-year conventional at 7.50%, and total operating expenses at 35% of gross rent (property tax, insurance, management, maintenance and vacancy combined). Cap rate is NOI over purchase price; cash-on-cash is annual pre-tax cash flow over cash in. These are portfolio-level baselines — actual listings will vary above and below.

Population 997,904 · FIPS 36119 · State NY