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Market MapWisconsinOconto

Oconto County

WisconsinPopulation: 39,048Green Bay, WI Metro
61
/100
Buy
#295 of 1,000 counties
#38 in Wisconsin (72 counties)

Market Snapshot

$293,960
Median Home Price
26% above national median
$1,241/mo
Median Rent
18% below national median
5.07%
Rent-to-Price Ratio
Top 72% nationally
-$734
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$293,960
Down Payment (20%)$58,792
Loan Amount$235,168
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,241
Monthly P&I-$1,541
Est. Expenses (35%)-$434
Net Cash Flow-$734/mo
3.3%
Cap Rate (all cash)
-13.0%
Cash-on-Cash Return
5.07%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
61/100
61
Cash Flow(30%)
46/100

Based on 5.07% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 9.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
70/100

Price-to-income ratio of 4.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Strong price appreciation (+9.0% YoY)
  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (5.07%)
  • -Negative cash flow at typical financing (-$734/mo)
  • -Negative leverage (cap rate 3.3% < mortgage rate 6.9%)

Economic Indicators

Population
39,048
Median Income
$73,611
vs $57,022 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.0x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
CurrentOcontoWI
61$293,960$1,2415.07%Buy
OutagamieWI
61$325,896$1,2594.64%BuyView
WinnebagoWI
61$286,400$1,1134.66%BuyView
MarathonWI
61$257,325$9164.27%BuyView
PierceWI
61$350,165Est. pending—BuyView
DodgeWI
60$303,855$1,1514.54%BuyView

The Bottom Line

BuyOconto offers solid investment potential with good cash flow or appreciation prospects.

Oconto County in Wisconsin scores 61/100, ranking #295 of 1,000 US counties (top 39%). The 5.07% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-734/mo
Cap Rate
3.3%
Cash-on-Cash
-13.0%

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