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Market MapWisconsinChippewa

Chippewa County

WisconsinPopulation: 66,254
57
/100
Hold
#0 of 0 counties
#56 in Wisconsin (72 counties)

Market Snapshot

$306,995
Median Home Price
0% below national median
$1,133/mo
Median Rent
0% below national median
4.43%
Rent-to-Price Ratio
Top 50% nationally
-$873
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$306,995
Down Payment (20%)$61,399
Loan Amount$245,596
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,133
Monthly P&I-$1,609
Est. Expenses (35%)-$396
Net Cash Flow-$873/mo
2.9%
Cap Rate (all cash)
-14.8%
Cash-on-Cash Return
4.43%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 2.9% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
57/100
57
Cash Flow(30%)
36/100

Based on 4.43% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 3.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
64/100

Price-to-income ratio of 4.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$873/mo)
  • -Negative leverage (cap rate 2.9% < mortgage rate 6.9%)

Economic Indicators

Population
66,254
Median Income
$69,815
vs $0 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.4x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
PortageWI
59$299,865$1,1634.65%HoldView
SawyerWI
58$322,126Est. pending—HoldView
MenomineeWI
58$279,772Est. pending—HoldView
CurrentChippewaWI
57$306,995$1,1334.43%Hold
BarronWI
57$270,093$9624.27%HoldView
DoorWI
56$418,951Est. pending—HoldView

The Bottom Line

HoldChippewa is a neutral market. Consider house hacking or targeting below-market deals.

Chippewa County in Wisconsin scores 57/100, ranking #0 of 0 US counties (top 50%). The 4.43% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-873/mo
Cap Rate
2.9%
Cash-on-Cash
-14.8%

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