Is Monongalia County, WV good for real estate investing?

Monongalia County has an investment score of 60/100, rated as "Buy". The county ranks #331 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Monongalia?

The rent-to-price ratio in Monongalia County is 6.93% annually, which ranks in the 74th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Monongalia?

The median home price in Monongalia County is $252,943. This ranks #549 in affordability among all US counties.

Can you cash flow on rental properties in Monongalia?

Based on median values with 20% down at current rates, a typical rental in Monongalia County would generate negative cash flow of $376/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Monongalia County

West VirginiaPopulation: 105,988

/100

Buy

#331 of 1,000 counties

#30 in West Virginia (55 counties)

Market Snapshot

$252,943

Median Home Price

8% above national median

$1,461/mo

Median Rent

3% below national median

6.93%

Rent-to-Price Ratio

Top 26% nationally

-$376

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$252,943

Down Payment (20%)$50,589

Loan Amount$202,354

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,461

Monthly P&I-$1,326

Est. Expenses (35%)-$511

Net Cash Flow-$376/mo

4.5%

Cap Rate (all cash)

-7.8%

Cash-on-Cash Return

6.93%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

60/100

Cash Flow(30%)

69/100

Based on 6.93% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

54/100

Based on 0.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

68/100

Price-to-income ratio of 4.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (6.93%)
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$376/mo)
-Negative leverage (cap rate 4.5% < mortgage rate 6.9%)

Economic Indicators

Population

105,988

Median Income

$60,893

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.2x

Moderately affordable

Compare to Nearby Counties

County					Verdict
RaleighWV	61	$153,527	$996	7.79%	Buy	View
PleasantsWV	61	$157,853	Est. pending	—	Buy	View
GilmerWV	61	$118,730	Est. pending	—	Buy	View
CurrentMonongaliaWV	60	$252,943	$1,461	6.93%	Buy
MorganWV	59	$291,771	Est. pending	—	Hold	View
HampshireWV	59	$247,975	Est. pending	—	Hold	View

The Bottom Line

BuyMonongalia offers solid investment potential with good cash flow or appreciation prospects.

Monongalia County in West Virginia scores 60/100, ranking #331 of 1,000 US counties (top 44%). The 6.93% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-376/mo

Cap Rate

4.5%

Cash-on-Cash

-7.8%

Ready to Analyze a Deal in Monongalia?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$252,943

Down Payment (20%)$50,589

Loan Amount$202,354

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,461

Monthly P&I-$1,326

Est. Expenses (35%)-$511

Net Cash Flow-$376/mo

4.5%

Cap Rate (all cash)

-7.8%

Cash-on-Cash Return

6.93%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

60/100

Cash Flow(30%)

69/100

Based on 6.93% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

54/100

Based on 0.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

68/100

Price-to-income ratio of 4.2x. Lower ratios indicate more affordable markets.

County

Verdict

RaleighWV

$153,527

$996

7.79%

Buy

View

PleasantsWV

$157,853

Est. pending

—

Buy

View

GilmerWV

$118,730

Est. pending

—

Buy

View

CurrentMonongaliaWV

$252,943

$1,461

6.93%

Buy

MorganWV

$291,771

Est. pending

—

Hold

View

HampshireWV

$247,975

Est. pending

—

Hold

View

The Bottom Line

BuyMonongalia offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-376/mo

Cap Rate

4.5%

Cash-on-Cash

-7.8%