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Market MapVirginiaLouisa

Louisa County

VirginiaPopulation: 38,106
56
/100
Hold
#476 of 1,000 counties
#85 in Virginia (133 counties)
Analysis by RentalCalcs Research·Independent data + algorithm-driven scoring
Updated June 29, 2026Sources: Zillow ZHVI, Zillow ZORI, US Census ACS, Tax Foundation

Market Snapshot

$423,806
Median Home Price
85% above national median
$25,607/mo
Est. Rent
Based on regional data
6.04%
Rent-to-Price Ratio
Estimated from price data
+$0
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Score Breakdown

Overall Investment Score
56/100
56
Cash Flow(30%)
0/100

Rent data not available for cash flow calculation.

Appreciation(25%)
74/100

Based on 2.4% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
39/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

No significant strengths identified based on current data.

Challenges

  • -Negative leverage (cap rate 0.0% < mortgage rate 6.9%)
  • -High price-to-income ratio makes financing challenging
  • -Limited rent data (estimates used)

Economic Indicators

Population
38,106
Median Income
—
Data pending
Unemployment Rate
—
Data pending
Price-to-Income
—
Data pending

Who this market fits

Skip if
  • −You can't tolerate negative leverage (cap rate below mortgage rate today)
  • −You rely on FHA-style financing: prices are stretched relative to local incomes

Compare to Nearby Counties

CountyVerdict
BathVA
57$215,219Est. pending—HoldView
BedfordVA
57$335,017$1,3274.75%HoldView
King GeorgeVA
57$470,062$1,9564.99%HoldView
CurrentLouisaVA
56$423,806Est. pending—Hold
SurryVA
56$276,301Est. pending—HoldView
AmherstVA
55$264,564$1,0924.95%HoldView

The Bottom Line

HoldLouisa is a neutral market.

Louisa County in Virginia scores 56/100, ranking #476 of 1,000 US counties (top 61%). At 20% down and current rates, a median-priced rental roughly breaks even on cash flow. The deal works on appreciation or with better terms, not on month-one cash flow.

Monthly Cash Flow
+$0/mo
Cap Rate
0.0%
Cash-on-Cash
0.0%

Related markets

Markets like Louisa with stronger cash flow

  • King George County for cash-flow rentals
  • Amherst County for cash-flow rentals
  • Bedford County for cash-flow rentals

Cheaper alternatives to Louisa

  • Bath County, lower entry price
  • Amherst County, lower entry price
  • Surry County, lower entry price

Head-to-head comparisons

  • Louisa vs Surry for rentals
  • Louisa vs Bath for rentals
  • Louisa vs Bedford for rentals
All counties in Virginia →

Ready to Analyze a Deal in Louisa?

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