Is Lamar County, TX good for real estate investing?

Lamar County has an investment score of 72/100, rated as "Buy". The county ranks #89 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Lamar?

The rent-to-price ratio in Lamar County is 8.19% annually, which ranks in the 93th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Lamar?

The median home price in Lamar County is $198,055. This ranks #226 in affordability among all US counties.

Can you cash flow on rental properties in Lamar?

Based on median values with 20% down at current rates, a typical rental in Lamar County would generate negative cash flow of $159/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Lamar County

TexasPopulation: 50,149

/100

Buy

#89 of 1,000 counties

#17 in Texas (243 counties)

Market Snapshot

$198,055

Median Home Price

28% below national median

$1,352/mo

Median Rent

10% below national median

8.19%

Rent-to-Price Ratio

Top 7% nationally

-$159

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$198,055

Down Payment (20%)$39,611

Loan Amount$158,444

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,352

Monthly P&I-$1,038

Est. Expenses (35%)-$473

Net Cash Flow-$159/mo

5.3%

Cap Rate (all cash)

-4.2%

Cash-on-Cash Return

8.19%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

82/100

Based on 8.19% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

76/100

Based on 2.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

79/100

Price-to-income ratio of 3.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (8.19%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative leverage (cap rate 5.3% < mortgage rate 6.9%)

Economic Indicators

Population

50,149

Median Income

$58,246

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.4x

Moderately affordable

Compare to Nearby Counties

County					Verdict
OrangeTX	73	$182,432	$1,261	8.30%	Buy	View
CurrentLamarTX	72	$198,055	$1,352	8.19%	Buy
CallahanTX	69	$206,313	Est. pending	—	Buy	View
WebbTX	68	$211,662	$1,286	7.29%	Buy	View
WichitaTX	68	$163,787	$1,183	8.67%	Buy	View
PotterTX	68	$142,947	$1,002	8.41%	Buy	View

The Bottom Line

BuyLamar offers solid investment potential with good cash flow or appreciation prospects.

Lamar County in Texas scores 72/100, ranking #89 of 1,000 US counties (top 9%). The 8.19% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-159/mo

Cap Rate

5.3%

Cash-on-Cash

-4.2%

Ready to Analyze a Deal in Lamar?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$198,055

Down Payment (20%)$39,611

Loan Amount$158,444

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,352

Monthly P&I-$1,038

Est. Expenses (35%)-$473

Net Cash Flow-$159/mo

5.3%

Cap Rate (all cash)

-4.2%

Cash-on-Cash Return

8.19%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 5.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

72/100

Cash Flow(30%)

82/100

Based on 8.19% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

76/100

Based on 2.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

79/100

Price-to-income ratio of 3.4x. Lower ratios indicate more affordable markets.

County

Verdict

OrangeTX

$182,432

$1,261

8.30%

Buy

View

CurrentLamarTX

$198,055

$1,352

8.19%

Buy

CallahanTX

$206,313

Est. pending

—

Buy

View

WebbTX

$211,662

$1,286

7.29%

Buy

View

WichitaTX

$163,787

$1,183

8.67%

Buy

View

PotterTX

$142,947

$1,002

8.41%

Buy

View

The Bottom Line

BuyLamar offers solid investment potential with good cash flow or appreciation prospects.

Lamar County in Texas scores 72/100, ranking #89 of 1,000 US counties (top 9%). The 8.19% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential.

Monthly Cash Flow

$-159/mo

Cap Rate

5.3%

Cash-on-Cash

-4.2%