Is Monroe County, PA good for real estate investing?

Monroe County has an investment score of 61/100, rated as "Buy". The county ranks #298 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Monroe?

The rent-to-price ratio in Monroe County is 7.16% annually, which ranks in the 80th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Monroe?

The median home price in Monroe County is $300,827. This ranks #670 in affordability among all US counties.

Can you cash flow on rental properties in Monroe?

Based on median values with 20% down at current rates, a typical rental in Monroe County would generate negative cash flow of $410/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Monroe County

PennsylvaniaPopulation: 168,128

/100

Buy

#298 of 1,000 counties

#43 in Pennsylvania (67 counties)

Market Snapshot

$300,827

Median Home Price

29% above national median

$1,795/mo

Median Rent

19% above national median

7.16%

Rent-to-Price Ratio

Top 20% nationally

-$410

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$300,827

Down Payment (20%)$60,165

Loan Amount$240,662

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,795

Monthly P&I-$1,577

Est. Expenses (35%)-$628

Net Cash Flow-$410/mo

4.7%

Cap Rate (all cash)

-7.1%

Cash-on-Cash Return

7.16%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

72/100

Based on 7.16% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

49/100

Based on -0.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

74/100

Price-to-income ratio of 3.7x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.16%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-0.1% YoY)
-Negative cash flow at typical financing (-$410/mo)
-Negative leverage (cap rate 4.7% < mortgage rate 6.9%)

Economic Indicators

Population

168,128

Median Income

$80,656

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.7x

Moderately affordable

Compare to Nearby Counties

County					Verdict
ClearfieldPA	62	$131,593	Est. pending	—	Buy	View
NorthamptonPA	62	$356,565	$1,749	5.89%	Buy	View
CurrentMonroePA	61	$300,827	$1,795	7.16%	Buy
DelawarePA	61	$353,606	$1,696	5.75%	Buy	View
CumberlandPA	61	$337,676	$1,454	5.17%	Buy	View
BucksPA	60	$505,541	$2,246	5.33%	Buy	View

The Bottom Line

BuyMonroe offers solid investment potential with good cash flow or appreciation prospects.

Monroe County in Pennsylvania scores 61/100, ranking #298 of 1,000 US counties (top 39%). The 7.16% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-410/mo

Cap Rate

4.7%

Cash-on-Cash

-7.1%

Ready to Analyze a Deal in Monroe?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$300,827

Down Payment (20%)$60,165

Loan Amount$240,662

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,795

Monthly P&I-$1,577

Est. Expenses (35%)-$628

Net Cash Flow-$410/mo

4.7%

Cap Rate (all cash)

-7.1%

Cash-on-Cash Return

7.16%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

72/100

Based on 7.16% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

49/100

Based on -0.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

74/100

Price-to-income ratio of 3.7x. Lower ratios indicate more affordable markets.

County

Verdict

ClearfieldPA

$131,593

Est. pending

—

Buy

View

NorthamptonPA

$356,565

$1,749

5.89%

Buy

View

CurrentMonroePA

$300,827

$1,795

7.16%

Buy

DelawarePA

$353,606

$1,696

5.75%

Buy

View

CumberlandPA

$337,676

$1,454

5.17%

Buy

View

BucksPA

$505,541

$2,246

5.33%

Buy

View

The Bottom Line

BuyMonroe offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-410/mo

Cap Rate

4.7%

Cash-on-Cash

-7.1%