Is Bradford County, PA good for real estate investing?

Bradford County has an investment score of 71/100, rated as "Buy". The county ranks #120 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Bradford?

The rent-to-price ratio in Bradford County is 7.21% annually, which ranks in the 81th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Bradford?

The median home price in Bradford County is $193,758. This ranks #209 in affordability among all US counties.

Can you cash flow on rental properties in Bradford?

Based on median values with 20% down at current rates, a typical rental in Bradford County would generate negative cash flow of $259/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Bradford County

PennsylvaniaPopulation: 60,159

/100

Buy

#120 of 1,000 counties

#14 in Pennsylvania (67 counties)

Market Snapshot

$193,758

Median Home Price

29% below national median

$1,164/mo

Median Rent

22% below national median

7.21%

Rent-to-Price Ratio

Top 19% nationally

-$259

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$193,758

Down Payment (20%)$38,752

Loan Amount$155,006

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,164

Monthly P&I-$1,016

Est. Expenses (35%)-$407

Net Cash Flow-$259/mo

4.7%

Cap Rate (all cash)

-7.0%

Cash-on-Cash Return

7.21%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

71/100

Cash Flow(30%)

72/100

Based on 7.21% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

82/100

Based on 3.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

82/100

Price-to-income ratio of 3.2x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (7.21%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$259/mo)
-Negative leverage (cap rate 4.7% < mortgage rate 6.9%)

Economic Indicators

Population

60,159

Median Income

$60,650

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.2x

Moderately affordable

Compare to Nearby Counties

County					Verdict
BeaverPA	72	$192,005	$1,068	6.67%	Buy	View
PikePA	72	$294,890	$2,000	8.14%	Buy	View
CurrentBradfordPA	71	$193,758	$1,164	7.21%	Buy
LuzernePA	71	$213,661	$1,291	7.25%	Buy	View
LackawannaPA	71	$227,996	$1,313	6.91%	Buy	View
CrawfordPA	70	$160,004	$767	5.75%	Buy	View

The Bottom Line

BuyBradford offers solid investment potential with good cash flow or appreciation prospects.

Bradford County in Pennsylvania scores 71/100, ranking #120 of 1,000 US counties (top 12%). The 7.21% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow

$-259/mo

Cap Rate

4.7%

Cash-on-Cash

-7.0%

Ready to Analyze a Deal in Bradford?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$193,758

Down Payment (20%)$38,752

Loan Amount$155,006

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,164

Monthly P&I-$1,016

Est. Expenses (35%)-$407

Net Cash Flow-$259/mo

4.7%

Cap Rate (all cash)

-7.0%

Cash-on-Cash Return

7.21%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.7% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

71/100

Cash Flow(30%)

72/100

Based on 7.21% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

82/100

Based on 3.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

82/100

Price-to-income ratio of 3.2x. Lower ratios indicate more affordable markets.

County

Verdict

BeaverPA

$192,005

$1,068

6.67%

Buy

View

PikePA

$294,890

$2,000

8.14%

Buy

View

CurrentBradfordPA

$193,758

$1,164

7.21%

Buy

LuzernePA

$213,661

$1,291

7.25%

Buy

View

LackawannaPA

$227,996

$1,313

6.91%

Buy

View

CrawfordPA

$160,004

$767

5.75%

Buy

View

The Bottom Line

BuyBradford offers solid investment potential with good cash flow or appreciation prospects.

Bradford County in Pennsylvania scores 71/100, ranking #120 of 1,000 US counties (top 12%). The 7.21% rent-to-price ratio indicates moderate cash flow potential.

Monthly Cash Flow

$-259/mo

Cap Rate

4.7%

Cash-on-Cash

-7.0%