Is McClain County, OK good for real estate investing?

McClain County has an investment score of 61/100, rated as "Buy". The county ranks #298 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in McClain?

The rent-to-price ratio in McClain County is 6.89% annually, which ranks in the 74th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in McClain?

The median home price in McClain County is $279,454. This ranks #624 in affordability among all US counties.

Can you cash flow on rental properties in McClain?

Based on median values with 20% down at current rates, a typical rental in McClain County would generate negative cash flow of $422/month. Individual property performance varies based on purchase price, rent, and operating expenses.

McClain County

OklahomaPopulation: 42,393Oklahoma City, OK Metro

/100

Buy

#298 of 1,000 counties

#36 in Oklahoma (77 counties)

Market Snapshot

$279,454

Median Home Price

20% above national median

$1,605/mo

Median Rent

6% above national median

6.89%

Rent-to-Price Ratio

Top 26% nationally

-$422

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$279,454

Down Payment (20%)$55,891

Loan Amount$223,563

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,605

Monthly P&I-$1,465

Est. Expenses (35%)-$562

Net Cash Flow-$422/mo

4.5%

Cap Rate (all cash)

-7.9%

Cash-on-Cash Return

6.89%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

69/100

Based on 6.89% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

50/100

Based on -0.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

78/100

Price-to-income ratio of 3.5x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (6.89%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Declining home values (-0.1% YoY)
-Negative cash flow at typical financing (-$422/mo)
-Negative leverage (cap rate 4.5% < mortgage rate 6.9%)

Economic Indicators

Population

42,393

Median Income

$80,150

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.5x

Moderately affordable

Compare to Nearby Counties

County					Verdict
RogersOK	62	$276,536	$1,566	6.80%	Buy	View
CaddoOK	62	$98,113	Est. pending	—	Buy	View
GarvinOK	62	$145,373	Est. pending	—	Buy	View
CurrentMcClainOK	61	$279,454	$1,605	6.89%	Buy
OklahomaOK	61	$219,315	$1,300	7.11%	Buy	View
OkmulgeeOK	60	$131,287	Est. pending	—	Buy	View

The Bottom Line

BuyMcClain offers solid investment potential with good cash flow or appreciation prospects.

McClain County in Oklahoma scores 61/100, ranking #298 of 1,000 US counties (top 39%). The 6.89% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-422/mo

Cap Rate

4.5%

Cash-on-Cash

-7.9%

Ready to Analyze a Deal in McClain?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$279,454

Down Payment (20%)$55,891

Loan Amount$223,563

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,605

Monthly P&I-$1,465

Est. Expenses (35%)-$562

Net Cash Flow-$422/mo

4.5%

Cap Rate (all cash)

-7.9%

Cash-on-Cash Return

6.89%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.5% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

61/100

Cash Flow(30%)

69/100

Based on 6.89% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

50/100

Based on -0.1% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

78/100

Price-to-income ratio of 3.5x. Lower ratios indicate more affordable markets.

County

Verdict

RogersOK

$276,536

$1,566

6.80%

Buy

View

CaddoOK

$98,113

Est. pending

—

Buy

View

GarvinOK

$145,373

Est. pending

—

Buy

View

CurrentMcClainOK

$279,454

$1,605

6.89%

Buy

OklahomaOK

$219,315

$1,300

7.11%

Buy

View

OkmulgeeOK

$131,287

Est. pending

—

Buy

View

The Bottom Line

BuyMcClain offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-422/mo

Cap Rate

4.5%

Cash-on-Cash

-7.9%