Is Cheshire County, NH good for real estate investing?

Cheshire County has an investment score of 62/100, rated as "Buy". The county ranks #424 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Cheshire?

The rent-to-price ratio in Cheshire County is 5.87% annually, which ranks in the 47th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Cheshire?

The median home price in Cheshire County is $372,426. This ranks #759 in affordability among all US counties.

Can you cash flow on rental properties in Cheshire?

Based on median values with 20% down at current rates, a typical rental in Cheshire County would generate negative cash flow of $768/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Cheshire County

New HampshirePopulation: 76,610

/100

Buy

#424 of 1,000 counties

#1 in New Hampshire (10 counties)

Market Snapshot

$372,426

Median Home Price

36% above national median

$1,823/mo

Median Rent

22% above national median

5.87%

Rent-to-Price Ratio

Top 53% nationally

-$768

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$372,426

Down Payment (20%)$74,485

Loan Amount$297,941

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,823

Monthly P&I-$1,952

Est. Expenses (35%)-$638

Net Cash Flow-$768/mo

3.8%

Cap Rate (all cash)

-10.8%

Cash-on-Cash Return

5.87%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

62/100

Cash Flow(30%)

58/100

Based on 5.87% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

57/100

Price-to-income ratio of 4.9x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$768/mo)
-Negative leverage (cap rate 3.8% < mortgage rate 6.9%)

Economic Indicators

Population

76,610

Median Income

$76,551

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.9x

Moderately affordable

Compare to Nearby Counties

County					Verdict
CurrentCheshireNH	62	$372,426	$1,823	5.87%	Buy
GraftonNH	60	$413,099	$2,046	5.94%	Buy	View
CoosNH	57	$249,984	$1,200	5.76%	Hold	View
MerrimackNH	56	$470,918	$1,942	4.95%	Hold	View
StraffordNH	56	$485,977	$2,078	5.13%	Hold	View
HillsboroughNH	55	$503,490	$2,057	4.90%	Hold	View

The Bottom Line

BuyCheshire offers solid investment potential with good cash flow or appreciation prospects.

Cheshire County in New Hampshire scores 62/100, ranking #424 of 1,000 US counties (top 42%). The 5.87% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-768/mo

Cap Rate

3.8%

Cash-on-Cash

-10.8%

Ready to Analyze a Deal in Cheshire?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$372,426

Down Payment (20%)$74,485

Loan Amount$297,941

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,823

Monthly P&I-$1,952

Est. Expenses (35%)-$638

Net Cash Flow-$768/mo

3.8%

Cap Rate (all cash)

-10.8%

Cash-on-Cash Return

5.87%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.8% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

62/100

Cash Flow(30%)

58/100

Based on 5.87% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 4.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

57/100

Price-to-income ratio of 4.9x. Lower ratios indicate more affordable markets.

County

Verdict

CurrentCheshireNH

$372,426

$1,823

5.87%

Buy

GraftonNH

$413,099

$2,046

5.94%

Buy

View

CoosNH

$249,984

$1,200

5.76%

Hold

View

MerrimackNH

$470,918

$1,942

4.95%

Hold

View

StraffordNH

$485,977

$2,078

5.13%

Hold

View

HillsboroughNH

$503,490

$2,057

4.90%

Hold

View

The Bottom Line

BuyCheshire offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-768/mo

Cap Rate

3.8%

Cash-on-Cash

-10.8%