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Market MapNebraskaSarpy

Sarpy County

NebraskaPopulation: 191,272
58
/100
Hold
#573 of 1,000 counties
#72 in Nebraska (90 counties)

Market Snapshot

$343,001
Median Home Price
25% above national median
$1,492/mo
Median Rent
0% below national median
5.22%
Rent-to-Price Ratio
Top 70% nationally
-$828
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$343,001
Down Payment (20%)$68,600
Loan Amount$274,401
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,492
Monthly P&I-$1,798
Est. Expenses (35%)-$522
Net Cash Flow-$828/mo
3.4%
Cap Rate (all cash)
-12.6%
Cash-on-Cash Return
5.22%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.4% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
58/100
58
Cash Flow(30%)
48/100

Based on 5.22% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
65/100

Based on 1.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
76/100

Price-to-income ratio of 3.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (5.22%)
  • -Negative cash flow at typical financing (-$828/mo)
  • -Negative leverage (cap rate 3.4% < mortgage rate 6.9%)

Economic Indicators

Population
191,272
Median Income
$95,911
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.6x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
LancasterNE
62$288,588$1,2655.26%BuyView
HoltNE
61$163,814Est. pending—BuyView
CurrentSarpyNE
58$343,001$1,4925.22%Hold
PierceNE
56$235,209Est. pending—HoldView
WebsterNE
56$137,627Est. pending—HoldView
RichardsonNE
56$111,236Est. pending—HoldView

The Bottom Line

HoldSarpy is a neutral market. Consider house hacking or targeting below-market deals.

Sarpy County in Nebraska scores 58/100, ranking #573 of 1,000 US counties (top 57%). The 5.22% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-828/mo
Cap Rate
3.4%
Cash-on-Cash
-12.6%

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