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Market MapMissouriCape Girardeau

Cape Girardeau County

MissouriPopulation: 81,703
60
/100
Buy
#506 of 1,000 counties
#78 in Missouri (113 counties)

Market Snapshot

$236,877
Median Home Price
13% below national median
$908/mo
Median Rent
39% below national median
4.60%
Rent-to-Price Ratio
Top 84% nationally
-$651
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$236,877
Down Payment (20%)$47,375
Loan Amount$189,502
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$908
Monthly P&I-$1,242
Est. Expenses (35%)-$318
Net Cash Flow-$651/mo
3.0%
Cap Rate (all cash)
-14.3%
Cash-on-Cash Return
4.60%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.0% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
60/100
60
Cash Flow(30%)
39/100

Based on 4.60% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
83/100

Based on 3.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
75/100

Price-to-income ratio of 3.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Below-average rent-to-price ratio (4.60%)
  • -Negative cash flow at typical financing (-$651/mo)
  • -Negative leverage (cap rate 3.0% < mortgage rate 6.9%)

Economic Indicators

Population
81,703
Median Income
$65,070
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
3.6x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
TexasMO
61$196,001Est. pending—BuyView
CurrentCape GirardeauMO
60$236,877$9084.60%Buy
Saint CharlesMO
60$360,670$1,7005.66%BuyView
StoddardMO
60$142,604Est. pending—BuyView
OsageMO
60$255,075Est. pending—BuyView
MississippiMO
60$99,105Est. pending—BuyView

The Bottom Line

BuyCape Girardeau offers solid investment potential with good cash flow or appreciation prospects.

Cape Girardeau County in Missouri scores 60/100, ranking #506 of 1,000 US counties (top 50%). The 4.60% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-651/mo
Cap Rate
3.0%
Cash-on-Cash
-14.3%

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