Is Camden County, MO good for real estate investing?

Camden County has an investment score of 46/100, rated as "Hold". The county ranks #865 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Camden?

The rent-to-price ratio in Camden County is 5.13% annually, which ranks in the 28th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Camden?

The median home price in Camden County is $320,424. This ranks #636 in affordability among all US counties.

Can you cash flow on rental properties in Camden?

Based on median values with 20% down at current rates, a typical rental in Camden County would generate negative cash flow of $789/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Camden County

MissouriPopulation: 43,227

/100

Hold

#865 of 1,000 counties

#108 in Missouri (113 counties)

Market Snapshot

$320,424

Median Home Price

17% above national median

$1,370/mo

Median Rent

8% below national median

5.13%

Rent-to-Price Ratio

Top 72% nationally

-$789

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$320,424

Down Payment (20%)$64,085

Loan Amount$256,339

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,370

Monthly P&I-$1,680

Est. Expenses (35%)-$480

Net Cash Flow-$789/mo

3.3%

Cap Rate (all cash)

-12.8%

Cash-on-Cash Return

5.13%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

46/100

Cash Flow(30%)

47/100

Based on 5.13% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

37/100

Based on -2.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

50/100

Price-to-income ratio of 5.4x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Below-average rent-to-price ratio (5.13%)
-Declining home values (-2.7% YoY)
-Negative cash flow at typical financing (-$789/mo)
-Negative leverage (cap rate 3.3% < mortgage rate 6.9%)

Economic Indicators

Population

43,227

Median Income

$59,834

vs $62,400 national est.

Unemployment Rate

—

Data pending

Price-to-Income

5.4x

Less affordable

Compare to Nearby Counties

County					Verdict
PlatteMO	56	$375,490	$1,626	5.20%	Hold	View
PhelpsMO	55	$221,193	$784	4.25%	Hold	View
DallasMO	55	$229,545	Est. pending	—	Hold	View
MorganMO	47	$279,933	Est. pending	—	Hold	View
CurrentCamdenMO	46	$320,424	$1,370	5.13%	Hold
WrightMO	38	$199,644	Est. pending	—	Avoid	View

The Bottom Line

HoldCamden is a neutral market. Consider house hacking or targeting below-market deals.

Camden County in Missouri scores 46/100, ranking #865 of 1,000 US counties (top 86%). The 5.13% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-789/mo

Cap Rate

3.3%

Cash-on-Cash

-12.8%

Ready to Analyze a Deal in Camden?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$320,424

Down Payment (20%)$64,085

Loan Amount$256,339

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,370

Monthly P&I-$1,680

Est. Expenses (35%)-$480

Net Cash Flow-$789/mo

3.3%

Cap Rate (all cash)

-12.8%

Cash-on-Cash Return

5.13%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 3.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

46/100

Cash Flow(30%)

47/100

Based on 5.13% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

37/100

Based on -2.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

50/100

Price-to-income ratio of 5.4x. Lower ratios indicate more affordable markets.

County

Verdict

PlatteMO

$375,490

$1,626

5.20%

Hold

View

PhelpsMO

$221,193

$784

4.25%

Hold

View

DallasMO

$229,545

Est. pending

—

Hold

View

MorganMO

$279,933

Est. pending

—

Hold

View

CurrentCamdenMO

$320,424

$1,370

5.13%

Hold

WrightMO

$199,644

Est. pending

—

Avoid

View

The Bottom Line

HoldCamden is a neutral market. Consider house hacking or targeting below-market deals.

Monthly Cash Flow

$-789/mo

Cap Rate

3.3%

Cash-on-Cash

-12.8%