Is Jefferson County, MO good for real estate investing?

Jefferson County has an investment score of 68/100, rated as "Buy". The county ranks #152 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Jefferson?

The rent-to-price ratio in Jefferson County is 6.63% annually, which ranks in the 69th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Jefferson?

The median home price in Jefferson County is $280,024. This ranks #626 in affordability among all US counties.

Can you cash flow on rental properties in Jefferson?

Based on median values with 20% down at current rates, a typical rental in Jefferson County would generate negative cash flow of $462/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Jefferson County

MissouriPopulation: 226,984St. Louis, MO Metro

/100

Buy

#152 of 1,000 counties

#34 in Missouri (113 counties)

Market Snapshot

$280,024

Median Home Price

20% above national median

$1,548/mo

Median Rent

2% above national median

6.63%

Rent-to-Price Ratio

Top 31% nationally

-$462

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$280,024

Down Payment (20%)$56,005

Loan Amount$224,019

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,548

Monthly P&I-$1,468

Est. Expenses (35%)-$542

Net Cash Flow-$462/mo

4.3%

Cap Rate (all cash)

-8.6%

Cash-on-Cash Return

6.63%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

66/100

Based on 6.63% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 3.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

76/100

Price-to-income ratio of 3.6x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Above-average rent-to-price ratio (6.63%)
+Affordable relative to local incomes
+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$462/mo)
-Negative leverage (cap rate 4.3% < mortgage rate 6.9%)

Economic Indicators

Population

226,984

Median Income

$77,217

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

3.6x

Moderately affordable

Compare to Nearby Counties

County					Verdict
ClintonMO	70	$275,256	Est. pending	—	Buy	View
BuchananMO	69	$182,875	$883	5.79%	Buy	View
CurrentJeffersonMO	68	$280,024	$1,548	6.63%	Buy
CassMO	67	$326,634	$1,717	6.31%	Buy	View
HowellMO	67	$213,347	Est. pending	—	Buy	View
DaviessMO	66	$275,953	Est. pending	—	Buy	View

The Bottom Line

BuyJefferson offers solid investment potential with good cash flow or appreciation prospects.

Jefferson County in Missouri scores 68/100, ranking #152 of 1,000 US counties (top 20%). The 6.63% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-462/mo

Cap Rate

4.3%

Cash-on-Cash

-8.6%

Ready to Analyze a Deal in Jefferson?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$280,024

Down Payment (20%)$56,005

Loan Amount$224,019

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,548

Monthly P&I-$1,468

Est. Expenses (35%)-$542

Net Cash Flow-$462/mo

4.3%

Cap Rate (all cash)

-8.6%

Cash-on-Cash Return

6.63%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.3% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

68/100

Cash Flow(30%)

66/100

Based on 6.63% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

83/100

Based on 3.9% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

76/100

Price-to-income ratio of 3.6x. Lower ratios indicate more affordable markets.

County

Verdict

ClintonMO

$275,256

Est. pending

—

Buy

View

BuchananMO

$182,875

$883

5.79%

Buy

View

CurrentJeffersonMO

$280,024

$1,548

6.63%

Buy

CassMO

$326,634

$1,717

6.31%

Buy

View

HowellMO

$213,347

Est. pending

—

Buy

View

DaviessMO

$275,953

Est. pending

—

Buy

View

The Bottom Line

BuyJefferson offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-462/mo

Cap Rate

4.3%

Cash-on-Cash

-8.6%