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Market MapMinnesotaRice

Rice County

MinnesotaPopulation: 67,152
62
/100
Buy
#276 of 1,000 counties
#55 in Minnesota (87 counties)

Market Snapshot

$335,138
Median Home Price
43% above national median
$1,566/mo
Median Rent
4% above national median
5.61%
Rent-to-Price Ratio
Top 58% nationally
-$738
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$335,138
Down Payment (20%)$67,028
Loan Amount$268,110
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,566
Monthly P&I-$1,757
Est. Expenses (35%)-$548
Net Cash Flow-$738/mo
3.6%
Cap Rate (all cash)
-11.5%
Cash-on-Cash Return
5.61%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 3.6% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
62/100
62
Cash Flow(30%)
54/100

Based on 5.61% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
81/100

Based on 3.5% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
66/100

Price-to-income ratio of 4.3x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$738/mo)
  • -Negative leverage (cap rate 3.6% < mortgage rate 6.9%)

Economic Indicators

Population
67,152
Median Income
$78,214
vs $57,018 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.3x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
PineMN
64$250,932Est. pending—BuyView
CurrentRiceMN
62$335,138$1,5665.61%Buy
AnokaMN
62$361,220$1,6445.46%BuyView
WrightMN
62$384,109$1,8025.63%BuyView
CottonwoodMN
60$163,785Est. pending—BuyView
HennepinMN
60$374,793$1,7435.58%BuyView

The Bottom Line

BuyRice offers solid investment potential with good cash flow or appreciation prospects.

Rice County in Minnesota scores 62/100, ranking #276 of 1,000 US counties (top 36%). The 5.61% rent-to-price ratio may require creative strategies or below-market purchases for positive cash flow. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-738/mo
Cap Rate
3.6%
Cash-on-Cash
-11.5%

Ready to Analyze a Deal in Rice?

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