Is Blue Earth County, MN good for real estate investing?

Blue Earth County has an investment score of 67/100, rated as "Buy". The county ranks #172 nationally among 1000 counties analyzed.

What is the rent-to-price ratio in Blue Earth?

The rent-to-price ratio in Blue Earth County is 6.37% annually, which ranks in the 61th percentile nationally. Higher ratios indicate better cash flow potential.

What is the median home price in Blue Earth?

The median home price in Blue Earth County is $291,144. This ranks #646 in affordability among all US counties.

Can you cash flow on rental properties in Blue Earth?

Based on median values with 20% down at current rates, a typical rental in Blue Earth County would generate negative cash flow of $521/month. Individual property performance varies based on purchase price, rent, and operating expenses.

Blue Earth County

MinnesotaPopulation: 69,022

/100

Buy

#172 of 1,000 counties

#42 in Minnesota (87 counties)

Market Snapshot

$291,144

Median Home Price

25% above national median

$1,547/mo

Median Rent

2% above national median

6.37%

Rent-to-Price Ratio

Top 39% nationally

-$521

Est. Monthly Cash Flow

With 20% down at 6.9% rate

Price History

Historical data from Zillow ZHVI/ZORI

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$291,144

Down Payment (20%)$58,229

Loan Amount$232,915

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,547

Monthly P&I-$1,526

Est. Expenses (35%)-$541

Net Cash Flow-$521/mo

4.1%

Cap Rate (all cash)

-9.3%

Cash-on-Cash Return

6.37%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

67/100

Cash Flow(30%)

64/100

Based on 6.37% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

85/100

Based on 4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

68/100

Price-to-income ratio of 4.1x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

+Complete rent data available

Challenges

-Negative cash flow at typical financing (-$521/mo)
-Negative leverage (cap rate 4.1% < mortgage rate 6.9%)

Economic Indicators

Population

69,022

Median Income

$70,906

vs $57,018 national est.

Unemployment Rate

—

Data pending

Price-to-Income

4.1x

Moderately affordable

Compare to Nearby Counties

County					Verdict
WabashaMN	69	$298,130	Est. pending	—	Buy	View
CurrentBlue EarthMN	67	$291,144	$1,547	6.37%	Buy
Le SueurMN	67	$343,138	Est. pending	—	Buy	View
Mille LacsMN	66	$298,869	Est. pending	—	Buy	View
OlmstedMN	65	$337,521	$1,676	5.96%	Buy	View
MowerMN	65	$195,984	$808	4.94%	Buy	View

The Bottom Line

BuyBlue Earth offers solid investment potential with good cash flow or appreciation prospects.

Blue Earth County in Minnesota scores 67/100, ranking #172 of 1,000 US counties (top 23%). The 6.37% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow

$-521/mo

Cap Rate

4.1%

Cash-on-Cash

-9.3%

Ready to Analyze a Deal in Blue Earth?

Use our investment calculators to run detailed numbers on specific properties.

Single Family1-4 unit rentals, BRRRR House HackOwner-occupied strategy Multifamily5+ unit properties

Explore Other Markets

Quick Investment Calculator

Down Payment20%

5%50%100%

Purchase

Purchase Price$291,144

Down Payment (20%)$58,229

Loan Amount$232,915

Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,547

Monthly P&I-$1,526

Est. Expenses (35%)-$541

Net Cash Flow-$521/mo

4.1%

Cap Rate (all cash)

-9.3%

Cash-on-Cash Return

6.37%

Rent-to-Price Ratio

Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

Run Full Analysis Try House Hack Strategy

Score Breakdown

Overall Investment Score

67/100

Cash Flow(30%)

64/100

Based on 6.37% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)

85/100

Based on 4.7% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)

50/100

Population data not available.

Affordability(20%)

68/100

Price-to-income ratio of 4.1x. Lower ratios indicate more affordable markets.

County

Verdict

WabashaMN

$298,130

Est. pending

—

Buy

View

CurrentBlue EarthMN

$291,144

$1,547

6.37%

Buy

Le SueurMN

$343,138

Est. pending

—

Buy

View

Mille LacsMN

$298,869

Est. pending

—

Buy

View

OlmstedMN

$337,521

$1,676

5.96%

Buy

View

MowerMN

$195,984

$808

4.94%

Buy

View

The Bottom Line

BuyBlue Earth offers solid investment potential with good cash flow or appreciation prospects.

Monthly Cash Flow

$-521/mo

Cap Rate

4.1%

Cash-on-Cash

-9.3%