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Market MapMichiganLivingston

Livingston County

MichiganPopulation: 194,302
67
/100
Buy
#222 of 1,000 counties
#36 in Michigan (83 counties)

Market Snapshot

$383,343
Median Home Price
40% above national median
$2,025/mo
Median Rent
35% above national median
6.34%
Rent-to-Price Ratio
Top 40% nationally
-$694
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$383,343
Down Payment (20%)$76,669
Loan Amount$306,674
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$2,025
Monthly P&I-$2,010
Est. Expenses (35%)-$709
Net Cash Flow-$694/mo
4.1%
Cap Rate (all cash)
-9.4%
Cash-on-Cash Return
6.34%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 4.1% cap rate. All-cash buyers may see better returns.

* Based on county median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Actual results vary by property.

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Score Breakdown

Overall Investment Score
67/100
67
Cash Flow(30%)
63/100

Based on 6.34% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
85/100

Based on 4.6% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Population data not available.

Affordability(20%)
70/100

Price-to-income ratio of 4.0x. Lower ratios indicate more affordable markets.

Scores are calculated using real Zillow home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. Markets with missing rent data use estimated values based on regional averages.

Investment Outlook

Strengths

  • +Affordable relative to local incomes
  • +Complete rent data available

Challenges

  • -Negative cash flow at typical financing (-$694/mo)
  • -Negative leverage (cap rate 4.1% < mortgage rate 6.9%)

Economic Indicators

Population
194,302
Median Income
$96,135
vs $62,400 national est.
Unemployment Rate
—
Data pending
Price-to-Income
4.0x
Moderately affordable

Compare to Nearby Counties

CountyVerdict
MacombMI
68$261,061$1,3886.38%BuyView
CurrentLivingstonMI
67$383,343$2,0256.34%Buy
JacksonMI
67$215,569$1,0786.00%BuyView
EatonMI
67$250,864$1,3506.46%BuyView
ClintonMI
66$299,269$1,7366.96%BuyView
MontcalmMI
66$221,046$1,1576.28%BuyView

The Bottom Line

BuyLivingston offers solid investment potential with good cash flow or appreciation prospects.

Livingston County in Michigan scores 67/100, ranking #222 of 1,000 US counties (top 22%). The 6.34% rent-to-price ratio indicates moderate cash flow potential. Current market conditions make traditional buy-and-hold investing challenging. Consider house hacking, value-add strategies, or all-cash purchases.

Monthly Cash Flow
$-694/mo
Cap Rate
4.1%
Cash-on-Cash
-9.4%

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