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Market MapTuscaloosa, AL
Metropolitan Area

Tuscaloosa, AL

Alabama0
68
/100
Buy
#257 of 894 metros
Top 29% nationally for investing

Market Snapshot

$214,334
Median Home Price
12% below national median
$1,648/mo
Median Rent
19% above national median
9.23%
Rent-to-Price Ratio
Top 4% nationally
-$52
Est. Monthly Cash Flow
With 20% down at 6.9% rate

Price History

Trend based on YoY growth rate. Source: Zillow ZHVI/ZORI

Quick Investment Calculator

20%
5%50%100%

Purchase

Purchase Price$214,334
Down Payment (20%)$42,867
Loan Amount$171,467
Interest Rate6.85%

Monthly Cash Flow

Gross Rent+$1,648
Monthly P&I-$1,124
Est. Expenses (35%)-$577
Net Cash Flow-$52/mo
6.0%
Cap Rate (all cash)
-1.3%
Cash-on-Cash Return
9.23%
Rent-to-Price Ratio
Negative leverage: At 6.85% rates, borrowing costs exceed the 6.0% cap rate. All-cash buyers may see better returns.

* Based on metro-wide median values. 35% expenses include taxes, insurance, maintenance, vacancy, and property management. Individual counties and properties vary significantly.

Run Full AnalysisTry House Hack Strategy

Score Breakdown

Overall Investment Score
68/100
68
Cash Flow(30%)
92/100

Based on 9.23% rent-to-price ratio. Higher ratios indicate stronger cash flow potential.

Appreciation(25%)
45/100

Based on -1.0% YoY price growth. Moderate growth (3-8%) scores highest.

Stability(25%)
50/100

Based on 0.0% population growth. Growing areas indicate economic stability.

Affordability(20%)
84/100

Based on price relative to estimated local incomes.

Scores are calculated using real Zillow metro-level home value and rent data, Census population data, and economic indicators. The weighted average produces the overall investment score. This metro score represents area-wide averages; individual counties may vary significantly.

Investment Outlook

Strengths

  • +Above-average rent-to-price ratio (9.23%)
  • +Affordable relative to local incomes
  • +Low unemployment (0.0%)

Challenges

  • -Declining home values (-1.0% YoY)
  • -Negative leverage (cap rate 6.0% < mortgage rate 6.9%)

Counties in Tuscaloosa, AL

County data is being compiled for this metro area.

Compare to Similar Metros

Metro AreaVerdict
Decatur, IL
Decatur, IL
85$118,242$1,02110.36%Strong BuyView
Connersville, IN
Connersville, IN
82$158,083Est.Strong BuyView
Indiana, PA
Indiana, PA
82$158,790$1,37610.40%Strong BuyView
Paducah, KY
Paducah, KY
82$165,710$1,2919.35%Strong BuyView
Danville, IL
Danville, IL
81$93,319$81510.48%Strong BuyView
Current
Tuscaloosa, AL
68$214,334$1,6489.23%Buy

The Bottom Line

BuyTuscaloosa, AL offers solid investment potential with good cash flow or appreciation prospects.

The Tuscaloosa, AL metro area scores 68/100, ranking #257 of 894 US metros (top 29%). The 9.23% rent-to-price ratio exceeds the 1% rule target, suggesting strong cash flow potential across the metro.

Monthly Cash Flow
$-52/mo
Cap Rate
6.0%
Cash-on-Cash
-1.5%

Ready to Invest in Tuscaloosa, AL?

Use our investment calculators to run detailed numbers on specific properties, or explore individual counties for more targeted opportunities.

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